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Foreign worker medical insurance explained

Typical foreign worker medical insurance quotes in Singapore

What foreign worker medical insurance costs today for 7 headcounts of Work Permit and S Pass holders. Open a headcount for every plan from Income and QBE, and the price when every worker is aged 51 or over.

By , Writer · Prices as of 12 Nov 2026, GST included.

In short

On 12 Nov 2026, foreign worker medical insurance in Singapore costs from about S$173.31 a year for one worker to S$15,587.00 for 100, GST included. Insurers charge per worker, less for bigger groups.

By number of workers

The lowest price a year for all the workers, GST included, and whose it is. Open a price for every plan.
WorkersAged 50 or belowAged 51 or overNo share of claims, aged 50 or below
1 workerS$173.31IncomeS$173.31IncomeS$223.45QBE
3 workersS$519.93IncomeS$519.93IncomeS$670.35QBE
5 workersS$866.55IncomeS$866.55IncomeS$1,117.25QBE
10 workersS$1,733.10IncomeS$1,733.10IncomeS$2,234.50QBE
20 workersS$3,335.40IncomeS$3,335.40IncomeS$4,469.00QBE
50 workersS$8,120.50IncomeS$8,120.50IncomeS$11,172.50QBE
100 workersS$15,587.00IncomeS$15,587.00IncomeS$20,383.00Income

Every headcount, and with older workers, is in one CSV file, updated daily. Neither Income nor QBE is one of our featured insurers for foreign worker medical insurance, so we rank neither: both insurers’ plans are shown, cheapest first. Compare foreign worker medical insurance for your own workers.

How these prices are worked out

Income’s prices are worked out from the WorkMedic rates on its own site, checked against its online funnel; QBE’s from the rate card in its June 2025 brochure. GST is included. Income charges workers aged 50 and below and aged 51 to 69 the same; QBE charges workers aged 51 and over more, by age at last birthday. QBE's optional outpatient benefit is not priced here. Shenton Brokers is an insurance broker in Singapore. Every headcount is in a CSV file, updated daily.

Questions people ask

How much is foreign worker medical insurance in Singapore?

On today's published rates, from S$173.31 a year for one worker (Income, WorkMedic Plan 1) and S$866.55 for five, GST included.

How much is it per worker?

From S$155.87 to S$173.31 a worker a year at the lowest price for the headcounts here: the rate falls as the group grows.

Does it cost more for workers aged 51 and over?

At QBE, yes. Income charges workers aged 50 and below and aged 51 to 69 the same, so the lowest price for every headcount here is the same for older workers. Each headcount's page shows both.

What does MOM require?

If you employ Work Permit or S Pass holders, you must buy medical insurance for each worker. It must cover inpatient care and day surgery of at least S$60,000 a year, with the co-payment set by the Ministry of Manpower for claims above S$15,000. The policy must last for the full term of the work permit.

Which insurers are priced here?

Income's WorkMedic, from the rates on its own site, and QBE's FWMI, from the rate card in its brochure. Neither Income nor QBE is one of our featured insurers for foreign worker medical insurance, so we rank neither: both insurers’ plans are shown, cheapest first.

How do I buy it?

You buy Income’s WorkMedic on Income’s own site with your company’s details and the workers’ names: Buy Now takes you there, and Income issues the policy. QBE takes an application form instead of an online purchase: Apply Now sends your details to us, and we get the form, help you fill it in and place the cover. Ask Shenton to arrange sends us the plan you picked and we arrange it for you.