Foreign worker medical insurance explained
The cheapest foreign worker medical insurance in Singapore today
For 7 headcounts of Work Permit and S Pass holders aged 50 or below: the cheapest plan today, and the cheapest where you pay no share of claims, from Income's and QBE's published rates.
The cheapest for each headcount
| Workers | Cheapest | Plan | No share of claims |
|---|---|---|---|
| 1 worker | S$173.31 | Income WorkMedic Plan 1 | S$223.45QBE |
| 3 workers | S$519.93 | Income WorkMedic Plan 1 | S$670.35QBE |
| 5 workers | S$866.55 | Income WorkMedic Plan 1 | S$1,117.25QBE |
| 10 workers | S$1,733.10 | Income WorkMedic Plan 1 | S$2,234.50QBE |
| 20 workers | S$3,335.40 | Income WorkMedic Plan 1 | S$4,469.00QBE |
| 50 workers | S$8,120.50 | Income WorkMedic Plan 1 | S$11,172.50QBE |
| 100 workers | S$15,587.00 | Income WorkMedic Plan 1 | S$20,383.00Income |
Neither Income nor QBE is one of our featured insurers for foreign worker medical insurance, so we rank neither: both insurers’ plans are shown, cheapest first. Every headcount · Price your own workers.
How these prices are worked out
Income’s prices are worked out from the WorkMedic rates on its own site, checked against its online funnel; QBE’s from the rate card in its June 2025 brochure. GST is included. Income charges workers aged 50 and below and aged 51 to 69 the same; QBE charges workers aged 51 and over more, by age at last birthday. QBE's optional outpatient benefit is not priced here. Shenton Brokers is an insurance broker in Singapore. Every headcount is in a CSV file, updated daily.
Questions people ask
Which foreign worker medical insurance is the cheapest?
On 12 Nov 2026, Income Plan 1 is the cheapest for 7 of the 7 headcounts on our pages.
Is the cheapest plan the best?
Not always. The cheaper plans ask you to pay a 25% share of claims above the first S$15,000, and the limits differ. Each headcount's page sets every plan's cover beside its price.
What is the cheapest plan with no share of claims?
QBE for 6 of the 7 headcounts; Income for 1 of the 7 headcounts. The table below gives the price for each.
How do I buy it?
You buy Income’s WorkMedic on Income’s own site with your company’s details and the workers’ names: Buy Now takes you there, and Income issues the policy. QBE takes an application form instead of an online purchase: Apply Now sends your details to us, and we get the form, help you fill it in and place the cover. Ask Shenton to arrange sends us the plan you picked and we arrange it for you.