Foreign worker medical insurance
Foreign worker medical insurance prices for workers aged 51 and over
The lowest foreign worker medical price today for workers aged 51 and over, by number of workers, and the lowest where you pay no share of claims. Then every plan for 5 workers aged 51 and over.
In short
On 12 Nov 2026, foreign worker medical insurance for workers aged 51 and over costs from S$155.87 to S$241.33 a worker a year at the lowest price, GST included.
Price by number of workers
| Workers | Lowest | Per worker | No share of claims |
|---|---|---|---|
| 1 worker | S$173.31Income WorkMedic Plan 1 | S$173.31 | S$248.52Income WorkMedic Plan 2 |
| 2 workers | S$346.62Income WorkMedic Plan 1 | S$173.31 | S$497.04Income WorkMedic Plan 2 |
| 3 workers | S$519.93Income WorkMedic Plan 1 | S$173.31 | S$745.56Income WorkMedic Plan 2 |
| 5 workers | S$866.55Income WorkMedic Plan 1 | S$173.31 | S$1,242.60Income WorkMedic Plan 2 |
| 10 workers | S$1,733.10Income WorkMedic Plan 1 | S$173.31 | S$2,485.20Income WorkMedic Plan 2 |
| 15 workers | S$2,501.55Income WorkMedic Plan 1 | S$166.77 | S$3,662.40Income WorkMedic Plan 2 |
| 20 workers | S$3,335.40Income WorkMedic Plan 1 | S$166.77 | S$4,883.20Income WorkMedic Plan 2 |
| 30 workers | S$4,872.30Income WorkMedic Plan 1 | S$162.41 | S$6,932.40Income WorkMedic Plan 2 |
| 50 workers | S$8,120.50Income WorkMedic Plan 1 | S$162.41 | S$11,554.00Income WorkMedic Plan 2 |
| 75 workers | S$11,690.25Income WorkMedic Plan 1 | S$155.87 | S$15,287.25Income WorkMedic Plan 2 |
| 100 workers | S$15,587.00Income WorkMedic Plan 1 | S$155.87 | S$20,383.00Income WorkMedic Plan 2 |
| 150 workers | S$36,199.50QBE FWMI Platinum, 25% co-insurance | S$241.33 | S$40,221.00QBE FWMI Platinum |
| 200 workers | S$48,266.00QBE FWMI Platinum, 25% co-insurance | S$241.33 | S$53,628.00QBE FWMI Platinum |
| 300 workers | S$68,865.00QBE FWMI Platinum, 25% co-insurance | S$229.55 | S$76,518.00QBE FWMI Platinum |
| 500 workers | S$114,775.00QBE FWMI Platinum, 25% co-insurance | S$229.55 | S$127,530.00QBE FWMI Platinum |
The grid is in a CSV file, updated daily.
Prices today for 5 workers aged 51 and over
| Insurer | A year | Value score | Medical cover per worker | Your share above S$15,000 | Per worker |
|---|---|---|---|---|---|
| IncomeWorkMedic Plan 1Buy Now | S$866.55 | 57 | S$60,000 a year | 25% | S$173.31 |
| QBEFWMI Platinum, 25% co-insurance | S$1,206.65 | 20 | S$45,000 a disability | 25% | S$201.11 aged 50 and below; S$241.33 aged 51 and over |
| QBEFWMI Diamond, 25% co-insurance | S$1,236.05 | 25 | S$60,000 a disability | 25% | S$206.01 aged 50 and below; S$247.21 aged 51 and over |
| IncomeWorkMedic Plan 2Buy Now | S$1,242.60 | 49 | S$60,000 a year | None | S$248.52 |
| QBEFWMI Jubilee, 25% co-insurance | S$1,294.90 | 31 | S$85,000 a disability | 25% | S$215.82 aged 50 and below; S$258.98 aged 51 and over |
| QBEFWMI Platinum | S$1,340.70 | 40 | S$60,000 a disability | None | S$223.45 aged 50 and below; S$268.14 aged 51 and over |
| QBEFWMI Diamond | S$1,373.40 | 44 | S$75,000 a disability | None | S$228.90 aged 50 and below; S$274.68 aged 51 and over |
| QBEFWMI Jubilee | S$1,438.80 | 50 | S$100,000 a disability | None | S$239.80 aged 50 and below; S$287.76 aged 51 and over |
Neither Income nor QBE is one of our featured insurers for foreign worker medical insurance, so we rank neither: both insurers’ plans are shown, cheapest first.
How these prices are worked out
Income’s prices are worked out from the WorkMedic rates on its own site, checked against its online funnel; QBE’s from the rate card in its June 2025 brochure. GST is included. Income charges workers aged 50 and below and aged 51 to 69 the same; QBE charges workers aged 51 and over more, by age at last birthday. QBE's optional outpatient benefit is not priced here. Shenton Brokers is an insurance broker in Singapore. Every headcount is in a CSV file, updated daily.
Price your own workers, with any mix of ages.
Questions people ask
How much is foreign worker medical insurance for workers aged 51 and over?
On today's published rates, from S$155.87 to S$241.33 a worker a year at the lowest price, for 1 to 500 workers, GST included. For 5 workers aged 51 and over, from S$866.55 at Income.
Do more workers cost less each?
Yes. Both insurers charge a rate per worker that falls as the group grows: Income in groups of 1 to 10, 11 to 20, 21 to 50 and 51 to 100 workers, QBE 1 to 200 and 201 to 500.
Why is only QBE priced for the largest groups?
Income sells WorkMedic online for 1 to 100 workers; QBE's brochure prices up to 500. For more workers, press Ask Shenton to arrange.
How do I buy it?
You buy Income’s WorkMedic on Income’s own site with your company’s details and the workers’ names: Buy Now takes you there, and Income issues the policy. QBE takes an application form instead of an online purchase: Apply Now sends your details to us, and we get the form, help you fill it in and place the cover. Ask Shenton to arrange sends us the plan you picked and we arrange it for you.