Foreign worker medical insurance
Does foreign worker medical insurance cover outpatient treatment?
Only in part. QBE includes emergency outpatient treatment up to S$500 and sells clinical outpatient cover as an add-on for 5 workers or more. Income's WorkMedic benefits we hold do not list outpatient treatment. The cover MOM requires is for inpatient care and day surgery.
The figures
- Insurers compared: 2.
- Insurers whose plans include it: 1, 1 of them with limits.
- Insurers whose details we hold do not say: 1.
- Cheapest plan from an insurer that covers it, for 5 workers aged 50 or below: QBE FWMI Platinum, 25% co-insurance, S$1,005.55 a year.
What each insurer says
| Insurer | Covered? | What its details say | A year |
|---|---|---|---|
| QBEYes, with limitsFWMI Platinum, 25% co-insurance, S$1,005.55 | Yes, with limits | Emergency outpatient treatment: up to S$500.Clinical outpatient cover is an optional add-on, not in the price here: up to S$600 a year, S$327.00 a worker for a group of 5 to 50 or S$272.50 a worker for a group of 51 and above, from 5 workers. | S$1,005.55 |
| IncomeNot statedWorkMedic Plan 1, S$866.55Buy Now | Not stated | The WorkMedic benefits we hold do not list outpatient treatment. They name ambulance fees up to S$100 and accidental dental treatment up to S$200. | S$866.55 |
All prices include 9% GST. A dash means no price on this page. Each insurer's policy wording is the final word on what is covered.
Neither Income nor QBE is one of our featured insurers for foreign worker medical insurance, so we rank neither: both insurers’ plans are shown, cheapest first.
You buy Income’s WorkMedic on Income’s own site with your company’s details and the workers’ names: Buy Now takes you there, and Income issues the policy. QBE takes an application form instead of an online purchase: Apply Now sends your details to us, and we get the form, help you fill it in and place the cover. Ask Shenton to arrange sends us the plan you picked and we arrange it for you.
See every insurer's price for your own workers, or ask us to arrange the cover.
Compare foreign worker medical insuranceQuestions people ask
Does foreign worker medical insurance cover outpatient treatment?
Only in part. QBE includes emergency outpatient treatment up to S$500 and sells clinical outpatient cover as an add-on for 5 workers or more. Income's WorkMedic benefits we hold do not list outpatient treatment. The cover MOM requires is for inpatient care and day surgery.
Where do these answers come from?
From what we hold of each insurer's plans: the benefits in our rate tables and the insurers' own brochures and application forms, for 2 insurers. Where an insurer's details do not say, we say so. The policy wording is the final word on what is covered.
Which plan is cheapest?
For 5 workers aged 50 or below, QBE FWMI Platinum, 25% co-insurance is the cheapest plan from an insurer that covers it, at S$1,005.55 a year today, GST included.