Foreign worker medical insurance
Does foreign worker medical insurance cover hospital bills?
Yes, that is what it is for. Income's WorkMedic covers S$60,000 a year per worker and QBE's plans S$60,000 to S$100,000 a disability, in a 4-bedded ward at a restructured hospital. The first S$15,000 is paid in full; on a co-insurance plan you pay 25% above that.
The figures
- Insurers compared: 2.
- Insurers whose plans include it: 2.
- Cheapest plan from an insurer that covers it, for 5 workers aged 50 or below: Income WorkMedic Plan 1, S$866.55 a year.
- If you employ Work Permit or S Pass holders, you must buy medical insurance for each worker. It must cover inpatient care and day surgery of at least S$60,000 a year, with the co-payment set by the Ministry of Manpower for claims above S$15,000. The policy must last for the full term of the work permit.
What each insurer says
| Insurer | Covered? | What its details say | A year |
|---|---|---|---|
| IncomeYesWorkMedic Plan 1, S$866.55Buy Now | Yes | Medical cover: S$60,000 a year per worker, ward 4-bedded, restructured hospitals.The first S$15,000 of admissible claims is paid in full; above it, Plan 1 asks you to pay 25% and Plan 2 nothing. | S$866.55 |
| QBEYesFWMI Platinum, 25% co-insurance, S$1,005.55 | Yes | Medical cover per disability: Jubilee S$100,000, Diamond S$75,000, Platinum S$60,000 (S$85,000, S$60,000, S$45,000 with the 25% co-insurance option), ward 4-bedded, government restructured hospitals.The first S$15,000 of claims is paid in full; above it, the co-insurance option asks you to pay 25%. | S$1,005.55 |
All prices include 9% GST. A dash means no price on this page. Each insurer's policy wording is the final word on what is covered.
Neither Income nor QBE is one of our featured insurers for foreign worker medical insurance, so we rank neither: both insurers’ plans are shown, cheapest first.
You buy Income’s WorkMedic on Income’s own site with your company’s details and the workers’ names: Buy Now takes you there, and Income issues the policy. QBE takes an application form instead of an online purchase: Apply Now sends your details to us, and we get the form, help you fill it in and place the cover. Ask Shenton to arrange sends us the plan you picked and we arrange it for you.
See every insurer's price for your own workers, or ask us to arrange the cover.
Compare foreign worker medical insuranceQuestions people ask
Does foreign worker medical insurance cover hospital bills?
Yes, that is what it is for. Income's WorkMedic covers S$60,000 a year per worker and QBE's plans S$60,000 to S$100,000 a disability, in a 4-bedded ward at a restructured hospital. The first S$15,000 is paid in full; on a co-insurance plan you pay 25% above that.
Where do these answers come from?
From what we hold of each insurer's plans: the benefits in our rate tables and the insurers' own brochures and application forms, for 2 insurers. Where an insurer's details do not say, we say so. The policy wording is the final word on what is covered.
Which plan is cheapest?
For 5 workers aged 50 or below, Income WorkMedic Plan 1 is the cheapest plan from an insurer that covers it, at S$866.55 a year today, GST included.