Foreign worker medical insurance explained
Foreign worker medical insurance for workers aged 51 and over
What foreign worker medical insurance costs when the workers are aged 51 or over: QBE charges them more, Income charges every age the same.
QBE's rates by age
| Plan | Aged 50 and below | Aged 51 and over |
|---|---|---|
| Jubilee (S$100,000 a disability) | S$239.80 | S$287.76 |
| Diamond (S$75,000 a disability) | S$228.90 | S$274.68 |
| Platinum (S$60,000 a disability) | S$223.45 | S$268.14 |
The lowest price by headcount
| Workers | Aged 50 or below | Aged 51 or over |
|---|---|---|
| 1 worker | S$173.31 | S$173.31 |
| 3 workers | S$519.93 | S$519.93 |
| 5 workers | S$866.55 | S$866.55 |
| 10 workers | S$1,733.10 | S$1,733.10 |
| 20 workers | S$3,335.40 | S$3,335.40 |
| 50 workers | S$8,120.50 | S$8,120.50 |
| 100 workers | S$15,587.00 | S$15,587.00 |
Neither Income nor QBE is one of our featured insurers for foreign worker medical insurance, so we rank neither: both insurers’ plans are shown, cheapest first. Every headcount · Price your own workers.
How these prices are worked out
Income’s prices are worked out from the WorkMedic rates on its own site, checked against its online funnel; QBE’s from the rate card in its June 2025 brochure. GST is included. Income charges workers aged 50 and below and aged 51 to 69 the same; QBE charges workers aged 51 and over more, by age at last birthday. QBE's optional outpatient benefit is not priced here. Shenton Brokers is an insurance broker in Singapore. Every headcount is in a CSV file, updated daily.
Questions people ask
Is foreign worker medical insurance dearer for older workers?
At QBE, yes: for 1 to 200 workers its Platinum plan is S$268.14 a worker aged 51 and over against S$223.45 aged 50 and below, 20% more. Income's WorkMedic prices workers aged 50 and below and aged 51 to 69 the same.
What is the cheapest for older workers?
Income's WorkMedic Plan 1, at the same price as for younger workers, for every headcount on our pages.
How is age counted?
QBE uses the worker's age at last birthday.
How do I buy it?
You buy Income’s WorkMedic on Income’s own site with your company’s details and the workers’ names: Buy Now takes you there, and Income issues the policy. QBE takes an application form instead of an online purchase: Apply Now sends your details to us, and we get the form, help you fill it in and place the cover. Ask Shenton to arrange sends us the plan you picked and we arrange it for you.