Car insurance rankings
Cheapest small cars to insure (up to 1,600cc)
311 models ranked by today's lowest comprehensive premium, for a driver aged 40, married, with 10 years' driving and a 50% no-claim discount, on a 3-year-old car repaired at an authorised workshop.
Prices as of 29 Oct 2026, GST included.
All cars · Electric cars · Small cars, up to 1,600cc · Bigger cars, above 2,000cc
In short
- Cheapest: the Daihatsu Sirion at S$505.07 a year.
- The middle of the ranking: S$660.69 a year.
- Dearest: the BYD Sealion 8 at S$1,046.39, 2 times the cheapest.
The 30 cheapest
| # | Car | From | Insurers |
|---|---|---|---|
| 1 | Daihatsu Sirion1,298cc; cheapest at HL Assurance | S$505.07 | 15 |
| 2 | Daihatsu Materia1,493cc; cheapest at HL Assurance | S$515.93 | 17 |
| 3 | Daihatsu Terios 7-SEATER1,495cc; cheapest at HL Assurance | S$540.93 | 15 |
| 4 | Chery QQ1,051cc; cheapest at India International | S$545.00 | 12 |
| 4 | Chevrolet Spark796cc; cheapest at India International | S$545.00 | 14 |
| 4 | Ford Fiesta Titanium998cc; cheapest at India International | S$545.00 | 16 |
| 4 | Hyundai Getz1,086cc; cheapest at India International | S$545.00 | 15 |
| 4 | Nissan March998cc; cheapest at India International | S$545.00 | 13 |
| 4 | Nissan Note1,198cc; cheapest at India International | S$545.00 | 17 |
| 4 | Nissan Pulsar1,197cc; cheapest at India International | S$545.00 | 17 |
| 4 | Opel ASTRA999cc; cheapest at India International | S$545.00 | 17 |
| 4 | Perodua Axia998cc; cheapest at India International | S$545.00 | 14 |
| 4 | Perodua Kenari989cc; cheapest at India International | S$545.00 | 14 |
| 4 | Perodua Viva989cc; cheapest at India International | S$545.00 | 14 |
| 4 | Peugeot 107998cc; cheapest at India International | S$545.00 | 13 |
| 4 | Peugeot 2081,199cc; cheapest at India International | S$545.00 | 13 |
| 4 | Peugeot 308 Allure Puretech1,199cc; cheapest at India International | S$545.00 | 15 |
| 4 | Peugeot 308 SW Allure Puretech1,199cc; cheapest at India International | S$545.00 | 15 |
| 4 | Skoda Rapid999cc; cheapest at India International | S$545.00 | 11 |
| 4 | Toyota Passo996cc; cheapest at India International | S$545.00 | 12 |
| 4 | Toyota Raize996cc; cheapest at India International | S$545.00 | 16 |
| 4 | Toyota Tank996cc; cheapest at India International | S$545.00 | 13 |
| 4 | Toyota Yaris998cc; cheapest at India International | S$545.00 | 11 |
| 24 | Seat Arona999cc; cheapest at India International | S$552.91 | 15 |
| 24 | Seat Ibiza999cc; cheapest at India International | S$552.91 | 16 |
| 24 | Toyota C-HR1,197cc; cheapest at India International | S$552.91 | 17 |
| 27 | Daihatsu Terios1,298cc; cheapest at HL Assurance | S$563.87 | 7 |
| 28 | Hyundai Accent1,341cc; cheapest at India International | S$569.36 | 17 |
| 28 | Hyundai i301,396cc; cheapest at India International | S$569.36 | 17 |
| 28 | Hyundai Verna1,399cc; cheapest at India International | S$569.36 | 13 |
The 10 dearest
| # | Car | From | Insurers |
|---|---|---|---|
| 302 | Citroen DS1,598cc; cheapest at HL Assurance | S$854.10 | 10 |
| 302 | Citroen DS41,598cc; cheapest at HL Assurance | S$854.10 | 14 |
| 302 | Citroen DS7 CROSSBACK1,598cc; cheapest at HL Assurance | S$854.10 | 14 |
| 305 | Hyundai Santa Fe Turbo1,598cc; cheapest at FWD | S$872.60 | 12 |
| 306 | Mercedes-Benz SLC1801,595cc; cheapest at Allianz | S$876.88 | 10 |
| 307 | Land Rover Range Rover Evoque1,498cc; cheapest at MS First Capital | S$900.38 | 11 |
| 308 | Infiniti Q301,461cc; cheapest at HL Assurance | S$929.72 | 13 |
| 309 | Alfa Romeo 1471,598cc; cheapest at HL Assurance | S$947.81 | 11 |
| 310 | BYD Sealion 61,498cc; cheapest at Sompo | S$975.20 | 9 |
| 311 | BYD Sealion 81,498cc; cheapest at FWD | S$1,046.39 | 7 |
Cheapest model of each brand
- Alfa Romeo Giulietta S$762.03
- Audi A1 S$660.69
- BMW 218i Active Tourer S$700.28
- BYD Sealion 6 S$975.20
- Chery QQ S$545.00
- Chevrolet Spark S$545.00
- Citroen C3 S$604.07
- Daihatsu Sirion S$505.07
- Fiat Bravo S$622.34
- Ford Fiesta Titanium S$545.00
- Geely CK S$586.41
- Honda Jazz / Fit S$622.34
- Hyundai Getz S$545.00
- Infiniti Q30 S$929.72
- Jaguar E-PACE S$839.38
- Kia Picanto S$569.36
- Land Rover Range Rover Evoque S$900.38
- Lexus LBX S$822.60
- Mazda 2 S$586.41
- Mercedes-Benz GLA S$664.09
- MG HS S$728.06
- MINI Countryman S$740.97
- Mitsubishi Attrage S$622.34
- Nissan March S$545.00
- Opel ASTRA S$545.00
- Perodua Axia S$545.00
- Peugeot 107 S$545.00
- Proton Saga S$569.36
- Renault Clio S$615.48
- Seat Arona S$552.91
- Skoda Rapid S$545.00
- Ssangyong Tivoli S$825.16
- Subaru LEVORG S$672.09
- Suzuki Solio S$569.36
- Toyota Passo S$545.00
- Volkswagen Polo S$586.41
- Volvo V40 S$764.82
Your own price depends on your age, driving record, NCD and the car's age: compare with your own details. Budget Direct, DirectAsia, FWD and Income price on our results page with your answers; here they count at their reference figure.
Questions people ask
What is the cheapest small car to insure in Singapore?
The Daihatsu Sirion, from S$505.07 a year at HL Assurance today, for a driver aged 40 with a 50% no-claim discount.
How much does car insurance cost on average?
For this driver, the middle of the 311 models ranked here costs S$660.69 a year at its cheapest insurer; the dearest, the BYD Sealion 8, costs S$1,046.39.
Why do some cars cost more to insure?
Insurers price by the car's value, repair costs, theft and claims record, and engine size or power. Luxury and performance models cost the most; small, common cars the least. Your own price also depends on your age, driving record and NCD.