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Volvo S80L insurance quotes by driver

What the Volvo S80L costs to insure today for 31 typical drivers, on a 3-year-old Volvo S80L 2.0T, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$886.61 a year.
  • A 25-year-old new driver pays from S$3,556.73, 4.0 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,799.88, 2.0 times the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,890.61S$6,641.494
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$4,217.31S$5,599.224
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest AllianzS$3,556.73S$4,439.465
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$3,059.23S$3,504.915
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,435.06S$3,257.708
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,638.07S$3,293.575
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,799.88S$2,660.268
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$1,068.68S$1,455.308
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$1,047.18S$1,379.418
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$1,241.26S$1,677.408
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,137.238
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,084.068
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$802.71S$1,094.798
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,799.88S$2,079.744
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India InternationalS$3,303.64S$3,303.641
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AllianzS$888.41S$1,117.438
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$933.28S$1,112.258
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$2,094.20S$2,607.535
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AllianzS$883.11S$1,063.788
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AllianzS$883.11S$1,063.788
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,123.808
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,213.178
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,255.578
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,192.208
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,319.627
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,799.88S$2,374.564
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$944.86S$1,330.526
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$975.27S$978.163
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,020.33S$1,287.762
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,555.18S$1,555.181
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,943.97S$1,943.971

Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Volvo S80L · This table as CSV · Compare with your own details.

Questions people ask

How much is Volvo S80L insurance in Singapore?

From S$886.61 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Volvo S80L 2.0T, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Volvo S80L insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,556.73 a year today at Allianz, 4.0 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 8 for the settled driver.

How much more is Volvo S80L insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,799.88, 2.0 times the S$886.61 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Volvo S80L?

Yes, today: S$2,094.20 a year at 40 against S$3,556.73 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Volvo S80L?

India International is cheapest for 15 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.