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Volkswagen Volkswagen Passat Variant insurance quotes by driver

What the Volkswagen Volkswagen Passat Variant costs to insure today for 31 typical drivers, on a 3-year-old Volkswagen Volkswagen Passat Variant 2.0, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$764.82 a year.
  • A 25-year-old new driver pays from S$3,518.83, 4.6 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,457.26, 91% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,732.21S$5,300.953
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$4,080.71S$4,631.124
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,518.83S$4,385.546
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,960.13S$3,959.616
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,356.19S$3,392.0710
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,552.62S$3,470.146
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,493.23S$2,598.6510
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,465.8410
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,433.4510
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$1,070.75S$1,681.5810
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,243.5810
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,146.0310
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,146.0310
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIGS$1,457.26S$1,832.936
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India InternationalS$2,849.83S$3,217.853
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AIGS$885.36S$1,190.3110
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$805.07S$1,173.3110
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$2,026.36S$2,429.176
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,135.0710
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India InternationalS$764.82S$1,135.0710
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,178.9110
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,219.5010
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,236.6110
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,236.6110
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,363.799
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,493.23S$1,989.676
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$841.31S$1,325.698
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$841.31S$1,325.696
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,156.32S$1,611.415
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,237.78S$1,594.962
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,547.23S$1,547.231

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Volkswagen Volkswagen Passat Variant · This table as CSV · Compare with your own details.

Questions people ask

How much is Volkswagen Volkswagen Passat Variant insurance in Singapore?

From S$764.82 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Volkswagen Volkswagen Passat Variant 2.0, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Volkswagen Volkswagen Passat Variant insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,518.83 a year today at Sompo, 4.6 times the price for a settled driver with a 50% NCD. 6 insurers quote this driver online, against 10 for the settled driver.

How much more is Volkswagen Volkswagen Passat Variant insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,457.26, 91% more than the S$764.82 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Volkswagen Volkswagen Passat Variant?

Yes, today: S$2,026.36 a year at 40 against S$3,518.83 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Volkswagen Volkswagen Passat Variant?

India International is cheapest for 19 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.