Shenton Brokers
← Typical car insurance quotes

Volkswagen car insurance

Volkswagen Polo SASE insurance quotes by driver

What the Volkswagen Polo SASE costs to insure today for 31 typical drivers, on a 3-year-old Volkswagen Polo SASE 1.4, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$604.07 a year.
  • A 25-year-old new driver pays from S$3,022.89, 5.0 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,179.41, 95% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest India InternationalS$4,184.36S$5,027.475
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest India InternationalS$3,610.04S$4,182.476
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest India InternationalS$3,022.89S$3,983.637
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest India InternationalS$2,385.75S$3,559.587
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest India InternationalS$1,964.88S$2,753.5212
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest India InternationalS$2,058.85S$3,238.907
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,179.41S$2,134.0912
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$1,166.9512
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$1,117.8012
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$845.70S$1,335.5812
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$985.2212
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$923.4712
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$923.4712
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,179.41S$1,694.727
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India InternationalS$2,249.86S$2,520.073
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$923.4712
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$635.86S$923.4712
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest India InternationalS$1,708.86S$2,164.287
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$915.4812
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India InternationalS$604.07S$915.4812
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$945.9812
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$977.1112
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$994.4812
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$994.4812
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$1,023.7011
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,179.41S$1,840.897
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$664.47S$1,060.9710
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$664.47S$1,038.826
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$906.35S$1,298.805
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$988.74S$1,097.443
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,371.82S$1,371.821

Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Volkswagen Polo SASE · This table as CSV · Compare with your own details.

Questions people ask

How much is Volkswagen Polo SASE insurance in Singapore?

From S$604.07 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Volkswagen Polo SASE 1.4, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Volkswagen Polo SASE insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,022.89 a year today at India International, 5.0 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 12 for the settled driver.

How much more is Volkswagen Polo SASE insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,179.41, 95% more than the S$604.07 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Volkswagen Polo SASE?

Yes, today: S$1,708.86 a year at 40 against S$3,022.89 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Volkswagen Polo SASE?

India International is cheapest for 28 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.