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Toyota Picnic insurance quotes by driver

What the Toyota Picnic costs to insure today for 31 typical drivers, on a 3-year-old Toyota Picnic 2.0, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$742.90 a year.
  • A 25-year-old new driver pays from S$3,182.60, 4.3 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,353.15, 82% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,280.04S$5,145.845
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,690.79S$4,808.886
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,182.60S$3,913.797
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,677.29S$3,400.717
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,131.05S$2,794.2811
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,308.72S$2,897.487
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,450.17S$2,075.4611
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,210.0011
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,140.5311
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$1,040.07S$1,417.5011
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$998.6011
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$927.3711
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$909.6211
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,353.15S$1,685.178
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India InternationalS$2,766.49S$2,889.375
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$997.2311
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$782.00S$942.6611
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,832.75S$2,206.597
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$927.3711
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India InternationalS$742.90S$927.3711
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$976.6211
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$1,038.1511
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$1,038.1511
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$1,024.5111
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$1,036.8510
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,450.17S$1,854.458
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$817.19S$1,062.919
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$817.19S$1,114.697
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,102.71S$1,212.206
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,118.67S$1,260.884
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,118.67S$1,433.252

Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Toyota Picnic · This table as CSV · Compare with your own details.

Questions people ask

How much is Toyota Picnic insurance in Singapore?

From S$742.90 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Toyota Picnic 2.0, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Toyota Picnic insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,182.60 a year today at Sompo, 4.3 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 11 for the settled driver.

How much more is Toyota Picnic insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,353.15, 82% more than the S$742.90 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Toyota Picnic?

Yes, today: S$1,832.75 a year at 40 against S$3,182.60 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Toyota Picnic?

India International is cheapest for 20 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.