Toyota car insurance
Toyota Ist insurance quotes by driver
What the Toyota Ist costs to insure today for 31 typical drivers, on a 3-year-old Toyota Ist 1.3, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$653.50 a year.
- A 25-year-old new driver pays from S$3,096.98, 4.7 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,058.15, 62% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Singlife | S$4,479.69 | S$4,719.01 | 4 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,929.55 | S$4,087.84 | 5 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Etiqa | S$3,096.98 | S$3,539.25 | 6 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Etiqa | S$2,681.93 | S$3,068.70 | 6 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest MS First Capital | S$2,037.03 | S$2,351.46 | 9 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Etiqa | S$2,280.38 | S$2,657.94 | 6 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest MS First Capital | S$1,608.74 | S$1,967.66 | 9 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$845.07 | S$1,230.25 | 9 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$802.82 | S$1,150.16 | 9 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Etiqa | S$1,064.12 | S$1,315.81 | 9 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$687.89 | S$1,006.75 | 9 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$653.50 | S$944.78 | 9 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$620.82 | S$904.59 | 9 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,058.15 | S$1,562.19 | 6 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Etiqa | S$2,283.33 | S$2,590.26 | 4 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$725.37 | S$944.78 | 9 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL Assurance | S$653.50 | S$944.78 | 9 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Etiqa | S$1,741.56 | S$2,037.95 | 6 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest HL Assurance | S$653.50 | S$933.36 | 9 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL Assurance | S$620.82 | S$933.36 | 9 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL Assurance | S$674.13 | S$989.72 | 9 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$701.64 | S$1,004.55 | 9 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$722.28 | S$1,032.87 | 9 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$686.17 | S$1,032.87 | 9 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First Capital | S$799.97 | S$1,040.87 | 8 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,252.89 | S$1,673.43 | 6 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$816.44 | S$1,090.78 | 7 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$834.57 | S$1,022.20 | 5 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$867.75 | S$1,022.20 | 5 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First Capital | S$959.95 | S$1,022.20 | 3 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,022.20 | S$1,277.51 | 2 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Toyota Ist · This table as CSV · Compare with your own details.
Questions people ask
How much is Toyota Ist insurance in Singapore?
From S$653.50 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Toyota Ist 1.3, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Toyota Ist insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,096.98 a year today at Etiqa, 4.7 times the price for a settled driver with a 50% NCD. 6 insurers quote this driver online, against 9 for the settled driver.
How much more is Toyota Ist insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,058.15, 62% more than the S$653.50 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Toyota Ist?
Yes, today: S$1,741.56 a year at 40 against S$3,096.98 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Toyota Ist?
HL Assurance is cheapest for 13 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.