Typical car insurance quotes
Toyota Fortuner insurance for a 40-year-old who works outdoors
Every insurer's price today for a driver aged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount, on a 3-year-old Toyota Fortuner 2.7, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Toyota Fortuner driven by a 40-year-old who works outdoors is S$886.61 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 14 insurers quote this driver online, up to S$1,624.02 at Liberty.
- 14 insurers quote this driver online.
- That is 16% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$764.82).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$886.61 | S$600.00 |
| AIGAIG Car Insurance Collision Only | S$899.68 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$998.16 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$1,062.58 | S$1,200.00 |
| SinglifeMotor Lite | S$1,101.67 | S$3,000.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$1,116.24 | S$2,500.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,152.97 | S$2,000.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,240.18 | S$3,000.00 |
| MS First CapitalComprehensive | S$1,246.29 | S$500.00 |
| ECICSComprehensive | S$1,271.93 | S$750.00 |
| ERGOSMART Comprehensive | S$1,313.47 | S$500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,364.67 | S$600.00 |
| UOIUniCar Comprehensive Value | S$1,464.36 | S$500.00 |
| LibertyComprehensive Preferred Plan | S$1,624.02 | S$600.00 |
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$985.12 | +S$98.51 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$691.49 | −S$195.12 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$975.27 | +S$88.66 |
Why this driver pays this
- Some insurers load drivers whose work is outdoors (driving, site or field work), who are on the road more. On this car the lowest price is 16% more than what the same driver with an office job pays (S$764.82).
- The car matters too: insurers group models by value, repair costs and claims; the Toyota Fortuner has a 2,694cc engine.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Toyota Fortuner
- Priced as a Toyota Fortuner 2.7 (2,694cc), registered 3 years ago.
- With a 2,694cc engine, above 1,600cc, the Toyota Fortuner 2.7 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$2,026.16 a year for a 2,694cc engine, before any surcharge for a car over 10 years old.
- For a 40-year-old who works outdoors, the Toyota Fortuner is the 400th cheapest of 590 car models to insure. Among 97 cars above 2,000cc it is 21st cheapest, 9% less than the middle price of S$975.27.
- Toyota Fortuner review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Honda Odyssey | S$863.88 | ECICS |
| Mitsubishi Outlander | S$979.77 | ECICS |
| Audi S4 Saloon | S$1,207.46 | Allianz |
| Audi S5 | S$1,207.46 | Allianz |
| Audi S5 SPRTback | S$1,207.46 | Allianz |
| Audi Q7 | S$1,253.25 | ECICS |
| Audi RS 3 Sedan | S$1,310.08 | Great Eastern |
| Audi RS 3 Sportback | S$1,310.08 | Great Eastern |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Toyota Fortuner for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Toyota Fortuner insurance for a 40-year-old who works outdoors?
From S$886.61 a year today at India International, up to S$1,624.02 at Liberty, across the 14 insurers that quote this driver online. That is for a driver aged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount, on a 3-year-old Toyota Fortuner 2.7, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 16% more than the S$764.82 a 40-year-old with a 50% NCD and no claims pays for the same Toyota Fortuner.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.