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Toyota Aqua insurance quotes by driver

What the Toyota Aqua costs to insure today for 31 typical drivers, on a 3-year-old Toyota Aqua Hybrid 1.5, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$664.47 a year.
  • A 25-year-old new driver pays from S$2,760.43, 4.2 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,258.69, 89% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$3,712.28S$4,920.366
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,201.20S$4,384.397
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$2,760.43S$3,631.949
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,322.15S$3,238.809
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$1,848.36S$2,449.4414
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,002.46S$2,810.579
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,297.35S$1,953.5514
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$770.30S$1,193.0314
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$770.30S$1,100.6314
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$930.26S$1,397.5414
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$664.47S$973.5714
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$664.47S$864.1214
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$640.58S$873.8914
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,258.69S$1,661.359
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India InternationalS$2,474.85S$2,813.735
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$748.46S$915.8714
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL AssuranceS$674.30S$882.6914
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,589.62S$2,155.799
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$664.47S$843.4314
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL AssuranceS$640.58S$843.4314
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$664.47S$922.1514
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$664.47S$1,005.4614
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$664.47S$1,028.5414
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$664.47S$946.6514
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$664.47S$989.6713
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,297.35S$1,772.299
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$730.92S$1,085.2712
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$730.92S$1,039.458
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$906.35S$1,100.227
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$988.74S$1,174.024
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,100.22S$1,330.002

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Toyota Aqua · This table as CSV · Compare with your own details.

Questions people ask

How much is Toyota Aqua insurance in Singapore?

From S$664.47 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Toyota Aqua Hybrid 1.5, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Toyota Aqua insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$2,760.43 a year today at Sompo, 4.2 times the price for a settled driver with a 50% NCD. 9 insurers quote this driver online, against 14 for the settled driver.

How much more is Toyota Aqua insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,258.69, 89% more than the S$664.47 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Toyota Aqua?

Yes, today: S$1,589.62 a year at 40 against S$2,760.43 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Toyota Aqua?

India International is cheapest for 16 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.