Typical car insurance quotes
Suzuki Ciaz insurance for a 35-year-old with a 30% NCD
Every insurer's price today for a driver aged 35, married, driving 4 years, a 30% no-claim discount, on a 3-year-old Suzuki Ciaz 1.4, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Suzuki Ciaz driven by a 35-year-old with a 30% NCD is S$1,199.24 a year (GST included) at Allianz, Allianz Motor Protect Comprehensive; 10 insurers quote this driver online, up to S$2,580.35 at QBE.
- 10 insurers quote this driver online; 4 do not.
- That is 55% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$776.00).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| AllianzAllianz Motor Protect Comprehensive | S$1,199.24 | S$2,000.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,248.77 | S$600.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$1,250.18 | S$2,500.00 |
| SinglifeMotor Lite | S$1,284.26 | S$3,000.00 |
| HL AssuranceCar Protect360 Comprehensive | S$1,298.45 | S$1,200.00 |
| ECICSComprehensive | S$1,393.30 | S$750.00 |
| ERGOSMART Comprehensive | S$1,412.18 | S$500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,546.31 | S$600.00 |
| AIGAIG Car Insurance Collision Only | S$1,562.02 | S$600.00 |
| QBEPrivate Motor Prestige Comprehensive | S$2,580.35 | S$3,000.00 |
No online price for this driver: India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,410.12 | +S$210.88 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$902.72 | −S$296.52 |
| Add an NCD protectorKeeps the 30% NCD after one claim. | S$1,357.90 | +S$158.66 |
| Next year, with a 40% NCDAfter a year with no claim, at today's prices. | S$1,027.93 | −S$171.31 |
Why this driver pays this
- The no-claim discount comes off the premium: 30% now, rising a step each year without a claim to 50% after five years. On this car the lowest price is 55% more than what a 40-year-old with a 50% NCD pays (S$776.00).
- The car matters too: insurers group models by value, repair costs and claims; the Suzuki Ciaz has a 1,373cc engine.
- 4 insurers do not quote this driver online on this car: India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.
The Suzuki Ciaz
- Priced as a Suzuki Ciaz 1.4 (1,373cc), registered 3 years ago.
- With a 1,373cc engine, the Suzuki Ciaz 1.4 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$609.76 a year for a 1,373cc engine, before any surcharge for a car over 10 years old.
- For a 35-year-old with a 30% NCD, the Suzuki Ciaz is the 358th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 275th cheapest, 28% more than the middle price of S$933.50.
- Suzuki Ciaz review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Sienta | S$845.70 | India International |
| Honda Freed | S$899.39 | India International |
| Honda HR-V | S$899.39 | India International |
| Mercedes-Benz GLB | S$1,026.30 | Allianz |
| BMW X1 | S$1,136.39 | India International |
| Mercedes-Benz C-Class | S$1,136.39 | India International |
| Honda Vezel | S$1,195.33 | Sompo |
| Mazda 3 | S$1,195.60 | HL Assurance |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Suzuki Ciaz for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Suzuki Ciaz insurance for a 35-year-old with a 30% NCD?
From S$1,199.24 a year today at Allianz, up to S$2,580.35 at QBE, across the 10 insurers that quote this driver online. That is for a driver aged 35, married, driving 4 years, a 30% no-claim discount, on a 3-year-old Suzuki Ciaz 1.4, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 55% more than the S$776.00 a 40-year-old with a 50% NCD and no claims pays for the same Suzuki Ciaz.
What would lower the price?
Next year, with a 40% NCD: the lowest price becomes S$1,027.93, S$171.31 less than today's S$1,199.24. After a year with no claim, at today's prices.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.
Which insurers do not quote a 35-year-old with a 30% NCD for a Suzuki Ciaz online?
India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.