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Subaru XV insurance quotes by driver

What the Subaru XV costs to insure today for 31 typical drivers, on a 3-year-old Subaru XV 2.0 CVT, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$766.01 a year.
  • A 25-year-old new driver pays from S$2,995.22, 3.9 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,581.64, 2.1 times the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,028.05S$6,836.956
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,473.49S$5,506.177
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$2,995.22S$4,572.799
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,519.67S$3,955.269
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,005.58S$3,308.6514
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,172.78S$3,374.059
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest SompoS$1,739.30S$2,292.2314
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$1,065.42S$1,391.0814
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$902.90S$1,302.4114
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest AllianzS$1,183.80S$1,652.3114
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$845.57S$1,207.6714
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$766.01S$1,058.8014
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$692.11S$1,074.8614
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,581.64S$1,901.409
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest SinglifeS$3,060.02S$3,403.035
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AllianzS$766.01S$1,152.0414
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AllianzS$816.68S$1,086.3414
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,724.85S$2,685.749
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AllianzS$761.44S$1,041.8414
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AllianzS$761.44S$1,026.4314
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest AllianzS$798.40S$1,113.5014
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$848.87S$1,217.5014
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$879.76S$1,218.7514
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$802.22S$1,189.4114
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$854.37S$1,229.2813
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest SinglifeS$1,803.91S$2,070.369
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$814.67S$1,319.2012
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$843.39S$1,317.498
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$879.75S$1,454.437
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,240.41S$1,520.934
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,240.41S$1,529.712

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Subaru XV · This table as CSV · Compare with your own details.

Questions people ask

How much is Subaru XV insurance in Singapore?

From S$766.01 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Subaru XV 2.0 CVT, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Subaru XV insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$2,995.22 a year today at Sompo, 3.9 times the price for a settled driver with a 50% NCD. 9 insurers quote this driver online, against 14 for the settled driver.

How much more is Subaru XV insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,581.64, 2.1 times the S$766.01 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Subaru XV?

Yes, today: S$1,724.85 a year at 40 against S$2,995.22 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Subaru XV?

Allianz is cheapest for 18 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.