Skoda car insurance
Skoda SCALA insurance quotes by driver
What the Skoda SCALA costs to insure today for 31 typical drivers, on a 3-year-old Skoda SCALA 1.5 MONTE CARLO TSI, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$690.19 a year.
- A 25-year-old new driver pays from S$3,125.67, 4.5 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,201.04, 74% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Singlife | S$3,888.31 | S$5,145.84 | 5 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Singlife | S$3,566.14 | S$4,439.46 | 5 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Singlife | S$3,125.67 | S$3,584.26 | 6 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Singlife | S$2,740.02 | S$2,969.29 | 6 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Singlife | S$2,101.80 | S$2,454.69 | 10 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Singlife | S$2,317.35 | S$2,547.23 | 6 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India International | S$1,450.17 | S$1,993.90 | 10 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$861.03 | S$1,226.05 | 10 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$847.90 | S$1,226.05 | 10 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India International | S$1,040.07 | S$1,385.48 | 10 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$726.52 | S$977.26 | 10 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$690.19 | S$973.13 | 10 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$655.68 | S$973.13 | 10 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,201.04 | S$1,708.00 | 7 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Singlife | S$2,256.33 | S$2,625.73 | 3 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$766.11 | S$980.27 | 10 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL Assurance | S$690.19 | S$993.62 | 10 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Singlife | S$1,762.42 | S$2,065.80 | 6 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest HL Assurance | S$690.19 | S$961.14 | 10 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL Assurance | S$655.68 | S$961.14 | 10 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL Assurance | S$711.98 | S$998.10 | 10 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$741.04 | S$1,039.47 | 10 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$742.90 | S$1,058.67 | 10 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$724.70 | S$1,058.67 | 10 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$742.90 | S$1,087.08 | 9 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Singlife | S$1,346.26 | S$2,013.95 | 7 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$817.19 | S$1,098.90 | 8 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$817.19 | S$933.01 | 5 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$911.71 | S$1,220.01 | 4 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$911.71 | S$1,464.71 | 3 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$911.71 | S$1,371.30 | 2 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Skoda SCALA · This table as CSV · Compare with your own details.
Questions people ask
How much is Skoda SCALA insurance in Singapore?
From S$690.19 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Skoda SCALA 1.5 MONTE CARLO TSI, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Skoda SCALA insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,125.67 a year today at Singlife, 4.5 times the price for a settled driver with a 50% NCD. 6 insurers quote this driver online, against 10 for the settled driver.
How much more is Skoda SCALA insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,201.04, 74% more than the S$690.19 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Skoda SCALA?
Yes, today: S$1,762.42 a year at 40 against S$3,125.67 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Skoda SCALA?
Singlife is cheapest for 12 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.