Skoda car insurance
Skoda Rapid insurance quotes by driver
What the Skoda Rapid costs to insure today for 31 typical drivers, on a 3-year-old Skoda Rapid 1.0, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$545.00 a year.
- A 25-year-old new driver pays from S$2,607.53, 4.8 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,017.37, 87% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest India International | S$3,610.04 | S$4,945.13 | 4 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest India International | S$3,113.91 | S$3,974.53 | 4 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest India International | S$2,607.53 | S$2,975.21 | 6 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest India International | S$2,058.85 | S$2,648.62 | 6 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest India International | S$1,631.44 | S$2,338.61 | 10 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest India International | S$1,708.86 | S$2,396.66 | 6 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India International | S$1,017.37 | S$1,783.53 | 10 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$604.07 | S$1,044.80 | 10 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$604.07 | S$980.18 | 10 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India International | S$729.74 | S$1,252.57 | 10 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$545.00 | S$856.20 | 10 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$545.00 | S$790.87 | 10 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$545.00 | S$799.83 | 10 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India International | S$1,017.37 | S$1,406.11 | 6 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India International | S$1,866.55 | S$2,048.45 | 2 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest India International | S$604.07 | S$803.20 | 10 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India International | S$548.68 | S$790.87 | 10 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest India International | S$1,474.27 | S$1,799.51 | 6 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India International | S$545.00 | S$775.49 | 10 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India International | S$545.00 | S$775.49 | 10 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India International | S$545.00 | S$821.36 | 10 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$545.00 | S$880.35 | 10 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$545.00 | S$897.35 | 10 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$545.00 | S$871.70 | 10 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$545.00 | S$964.93 | 9 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India International | S$1,017.37 | S$1,618.35 | 6 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$573.37 | S$903.30 | 8 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$573.37 | S$797.74 | 5 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$806.98 | S$958.09 | 4 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest ERGO | S$1,083.31 | S$1,132.72 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,477.66 | S$1,477.66 | 1 |
Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Skoda Rapid · This table as CSV · Compare with your own details.
Questions people ask
How much is Skoda Rapid insurance in Singapore?
From S$545.00 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Skoda Rapid 1.0, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Skoda Rapid insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$2,607.53 a year today at India International, 4.8 times the price for a settled driver with a 50% NCD. 6 insurers quote this driver online, against 10 for the settled driver.
How much more is Skoda Rapid insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,017.37, 87% more than the S$545.00 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Skoda Rapid?
Yes, today: S$1,474.27 a year at 40 against S$2,607.53 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Skoda Rapid?
India International is cheapest for 28 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.