Skoda car insurance
Skoda Octavia Combi RS insurance quotes by driver
What the Skoda Octavia Combi RS costs to insure today for 31 typical drivers, on a 3-year-old Skoda Octavia Combi RS 2.0 TSI, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$922.03 a year.
- A 25-year-old new driver pays from S$3,258.17, 3.5 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,677.82, 82% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,381.67 | S$6,155.66 | 3 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,778.43 | S$5,810.91 | 4 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,258.17 | S$4,985.62 | 6 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,740.87 | S$4,444.47 | 6 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,181.66 | S$3,409.25 | 9 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,363.53 | S$3,485.01 | 6 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Sompo | S$1,891.99 | S$2,656.20 | 9 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest Sompo | S$1,209.03 | S$1,464.53 | 9 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Allianz | S$1,086.81 | S$1,362.90 | 9 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Sompo | S$1,355.25 | S$1,691.79 | 9 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest Sompo | S$968.03 | S$1,154.71 | 9 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$922.03 | S$1,096.07 | 9 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$833.09 | S$1,096.07 | 9 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,677.82 | S$2,012.22 | 6 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Liberty | S$3,356.45 | S$3,551.73 | 2 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Allianz | S$922.03 | S$1,096.07 | 9 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest Allianz | S$983.03 | S$1,096.07 | 9 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$1,876.27 | S$2,571.31 | 6 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest Allianz | S$916.54 | S$1,076.35 | 9 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest Allianz | S$916.54 | S$1,076.35 | 9 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest Sompo | S$959.78 | S$1,160.68 | 9 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,021.78 | S$1,202.15 | 9 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$1,048.84 | S$1,247.72 | 9 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$965.63 | S$1,202.03 | 9 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,028.40 | S$1,220.14 | 9 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,917.00 | S$2,157.33 | 6 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$980.62 | S$1,329.52 | 8 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,015.18 | S$1,332.01 | 5 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,058.94 | S$1,444.88 | 5 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,444.88 | S$1,614.35 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,806.11 | S$1,806.11 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Skoda Octavia Combi RS · This table as CSV · Compare with your own details.
Questions people ask
How much is Skoda Octavia Combi RS insurance in Singapore?
From S$922.03 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Skoda Octavia Combi RS 2.0 TSI, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Skoda Octavia Combi RS insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,258.17 a year today at Sompo, 3.5 times the price for a settled driver with a 50% NCD. 6 insurers quote this driver online, against 9 for the settled driver.
How much more is Skoda Octavia Combi RS insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,677.82, 82% more than the S$922.03 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Skoda Octavia Combi RS?
Yes, today: S$1,876.27 a year at 40 against S$3,258.17 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Skoda Octavia Combi RS?
Allianz is cheapest for 13 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.