Skoda car insurance
Skoda Octavia Combi insurance quotes by driver
What the Skoda Octavia Combi costs to insure today for 31 typical drivers, on a 3-year-old Skoda Octavia Combi 1.4, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$684.13 a year.
- A 25-year-old new driver pays from S$2,997.52, 4.4 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,373.16, 2.0 times the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Singlife | S$3,884.71 | S$5,218.12 | 6 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,476.15 | S$4,600.87 | 7 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,997.52 | S$3,789.39 | 8 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,521.60 | S$3,191.32 | 8 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,007.12 | S$2,392.97 | 12 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,174.45 | S$2,774.30 | 8 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India International | S$1,408.12 | S$1,947.75 | 12 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$836.07 | S$1,158.36 | 12 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$836.07 | S$1,141.26 | 12 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India International | S$1,010.22 | S$1,287.53 | 12 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$720.13 | S$925.74 | 12 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$684.13 | S$891.10 | 12 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$649.92 | S$899.49 | 12 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Singlife | S$1,373.16 | S$1,762.13 | 7 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Singlife | S$2,252.43 | S$2,685.74 | 3 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$759.38 | S$932.19 | 12 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL Assurance | S$684.13 | S$907.60 | 12 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$1,726.17 | S$2,098.50 | 8 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest HL Assurance | S$684.13 | S$874.11 | 12 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL Assurance | S$649.92 | S$874.11 | 12 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL Assurance | S$705.73 | S$931.36 | 12 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$721.59 | S$960.73 | 12 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$721.59 | S$1,003.99 | 12 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$718.33 | S$986.52 | 12 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$721.59 | S$1,061.19 | 11 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Singlife | S$1,346.83 | S$1,857.37 | 7 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$793.75 | S$1,043.52 | 10 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$793.75 | S$990.39 | 7 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$874.78 | S$1,148.41 | 6 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$910.72 | S$1,193.43 | 4 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$910.72 | S$1,271.88 | 2 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Skoda Octavia Combi · This table as CSV · Compare with your own details.
Questions people ask
How much is Skoda Octavia Combi insurance in Singapore?
From S$684.13 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Skoda Octavia Combi 1.4, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Skoda Octavia Combi insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$2,997.52 a year today at Sompo, 4.4 times the price for a settled driver with a 50% NCD. 8 insurers quote this driver online, against 12 for the settled driver.
How much more is Skoda Octavia Combi insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,373.16, 2.0 times the S$684.13 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Skoda Octavia Combi?
Yes, today: S$1,726.17 a year at 40 against S$2,997.52 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Skoda Octavia Combi?
HL Assurance is cheapest for 9 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.