Skoda car insurance
Skoda Octavia insurance quotes by driver
What the Skoda Octavia costs to insure today for 31 typical drivers, on a 3-year-old Skoda Octavia 1.0, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$652.76 a year.
- A 25-year-old new driver pays from S$2,813.01, 4.3 times the settled driver's price.
- One S$5,000 claim takes the price to S$986.66, 51% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,031.14 | S$4,904.85 | 4 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,476.15 | S$4,472.90 | 5 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Allianz | S$2,813.01 | S$3,526.17 | 7 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Etiqa | S$2,470.56 | S$3,041.75 | 7 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Allianz | S$1,935.44 | S$2,324.37 | 11 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Etiqa | S$2,106.86 | S$2,604.88 | 7 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Etiqa | S$1,512.28 | S$1,810.65 | 11 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest ERGO | S$817.37 | S$1,112.30 | 11 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Etiqa | S$805.94 | S$1,060.59 | 11 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Etiqa | S$991.31 | S$1,190.89 | 11 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest Etiqa | S$673.04 | S$829.82 | 11 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest Etiqa | S$652.76 | S$816.43 | 11 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$634.86 | S$829.82 | 11 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$986.66 | S$1,485.71 | 6 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Etiqa | S$2,154.81 | S$2,437.01 | 2 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest ERGO | S$699.98 | S$848.67 | 11 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL Assurance | S$669.72 | S$816.43 | 11 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Etiqa | S$1,602.50 | S$1,881.27 | 7 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest Etiqa | S$631.66 | S$785.67 | 11 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest Etiqa | S$631.66 | S$785.67 | 11 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL Assurance | S$690.87 | S$871.83 | 11 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$719.07 | S$871.83 | 11 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$740.22 | S$962.43 | 11 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$703.20 | S$913.63 | 11 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest ERGO | S$756.00 | S$963.68 | 10 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,149.36 | S$1,695.58 | 6 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$747.29 | S$964.93 | 9 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$767.40 | S$826.79 | 6 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$801.85 | S$928.95 | 6 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First Capital | S$959.95 | S$977.94 | 3 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,477.66 | S$1,477.66 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Skoda Octavia · This table as CSV · Compare with your own details.
Questions people ask
How much is Skoda Octavia insurance in Singapore?
From S$652.76 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Skoda Octavia 1.0, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Skoda Octavia insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$2,813.01 a year today at Allianz, 4.3 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 11 for the settled driver.
How much more is Skoda Octavia insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$986.66, 51% more than the S$652.76 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Skoda Octavia?
Yes, today: S$1,602.50 a year at 40 against S$2,813.01 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Skoda Octavia?
Etiqa is cheapest for 15 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.