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Skoda Kodiaq RS insurance quotes by driver

What the Skoda Kodiaq RS costs to insure today for 31 typical drivers, on a 3-year-old Skoda Kodiaq RS 2.0 TSI 7-Seater, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$937.99 a year.
  • A 25-year-old new driver pays from S$3,597.04, 3.8 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,844.53, 97% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,837.40S$6,964.043
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$4,171.42S$6,311.044
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,597.04S$5,707.235
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$3,025.94S$4,742.445
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,408.56S$3,271.268
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,609.36S$3,487.975
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest SompoS$2,088.77S$2,766.498
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$1,304.62S$1,609.018
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$1,105.61S$1,504.358
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest AllianzS$1,449.58S$1,762.638
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$1,035.41S$1,253.658
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$937.99S$1,186.078
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$847.50S$1,186.078
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIGS$1,844.53S$2,209.275
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest LibertyS$3,356.45S$3,356.451
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AllianzS$937.99S$1,215.758
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AllianzS$1,000.03S$1,186.078
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$2,071.41S$2,658.195
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AllianzS$932.39S$1,171.828
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AllianzS$932.39S$1,171.828
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest AllianzS$977.65S$1,215.758
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,039.45S$1,290.848
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,077.27S$1,350.188
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$982.33S$1,330.298
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,046.19S$1,344.988
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest LibertyS$2,108.91S$2,426.595
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$997.58S$1,480.827
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,032.74S$1,419.024
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,077.26S$1,649.814
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,571.52S$1,677.672
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,964.41S$1,964.411

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Skoda Kodiaq RS · This table as CSV · Compare with your own details.

Questions people ask

How much is Skoda Kodiaq RS insurance in Singapore?

From S$937.99 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Skoda Kodiaq RS 2.0 TSI 7-Seater, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Skoda Kodiaq RS insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,597.04 a year today at Sompo, 3.8 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 8 for the settled driver.

How much more is Skoda Kodiaq RS insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,844.53, 97% more than the S$937.99 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Skoda Kodiaq RS?

Yes, today: S$2,071.41 a year at 40 against S$3,597.04 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Skoda Kodiaq RS?

Allianz is cheapest for 18 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.