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Skoda Kodiaq insurance quotes by driver

What the Skoda Kodiaq costs to insure today for 31 typical drivers, on a 3-year-old Skoda Kodiaq 1.4, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$622.34 a year.
  • A 25-year-old new driver pays from S$3,062.69, 4.9 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,208.44, 94% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SinglifeS$3,808.82S$5,112.956
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SinglifeS$3,494.17S$4,600.877
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SinglifeS$3,062.69S$3,518.839
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest India InternationalS$2,457.55S$3,016.569
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest India InternationalS$2,024.87S$2,424.7513
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest India InternationalS$2,120.38S$2,872.649
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,215.31S$2,043.3513
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$721.59S$1,184.6313
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$721.59S$1,184.6313
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$871.27S$1,463.6713
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$1,036.4213
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$968.0213
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$976.9313
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,208.44S$1,702.978
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest SinglifeS$2,215.31S$2,481.834
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest India InternationalS$721.59S$976.9313
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$655.09S$968.0213
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SinglifeS$1,732.87S$2,065.349
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$931.6313
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India InternationalS$622.34S$931.6313
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$991.1613
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$1,021.7313
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$1,043.0513
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$1,043.0513
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$1,072.9712
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,215.31S$1,887.608
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$684.56S$1,096.6511
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$684.56S$963.498
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$889.93S$990.397
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$898.86S$1,239.284
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$898.86S$1,323.262

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Skoda Kodiaq · This table as CSV · Compare with your own details.

Questions people ask

How much is Skoda Kodiaq insurance in Singapore?

From S$622.34 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Skoda Kodiaq 1.4, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Skoda Kodiaq insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,062.69 a year today at Singlife, 4.9 times the price for a settled driver with a 50% NCD. 9 insurers quote this driver online, against 13 for the settled driver.

How much more is Skoda Kodiaq insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,208.44, 94% more than the S$622.34 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Skoda Kodiaq?

Yes, today: S$1,732.87 a year at 40 against S$3,062.69 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Skoda Kodiaq?

India International is cheapest for 22 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.