Skoda car insurance
Skoda Karoq insurance quotes by driver
What the Skoda Karoq costs to insure today for 31 typical drivers, on a 3-year-old Skoda Karoq 1.4 TSI Style, private use, comprehensive cover, repairs at an authorised workshop.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$622.34 a year.
- A 25-year-old new driver pays from S$3,062.69, 4.9 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,208.44, 94% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Singlife | S$3,808.82 | S$4,732.21 | 5 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Singlife | S$3,494.17 | S$4,080.71 | 5 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Singlife | S$3,062.69 | S$3,462.25 | 7 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest India International | S$2,457.55 | S$3,010.35 | 7 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest India International | S$2,024.87 | S$2,382.48 | 11 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest India International | S$2,120.38 | S$2,574.43 | 7 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India International | S$1,215.31 | S$1,865.97 | 11 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$721.59 | S$1,124.02 | 11 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$721.59 | S$1,033.44 | 11 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India International | S$871.27 | S$1,260.51 | 11 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$622.34 | S$929.87 | 11 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$622.34 | S$859.20 | 11 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$622.34 | S$823.50 | 11 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,208.44 | S$1,582.46 | 6 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Singlife | S$2,215.31 | S$2,316.52 | 3 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest India International | S$721.59 | S$955.18 | 11 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India International | S$655.09 | S$859.20 | 11 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Singlife | S$1,732.87 | S$2,026.36 | 7 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India International | S$622.34 | S$844.70 | 11 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India International | S$622.34 | S$844.70 | 11 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India International | S$622.34 | S$900.37 | 11 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$622.34 | S$937.78 | 11 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$622.34 | S$953.22 | 11 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$622.34 | S$941.96 | 11 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$622.34 | S$994.60 | 10 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India International | S$1,215.31 | S$1,683.95 | 6 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$684.56 | S$990.39 | 9 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$684.56 | S$917.72 | 6 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$889.93 | S$979.84 | 5 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$898.86 | S$1,080.43 | 3 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$898.86 | S$898.86 | 1 |
Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Skoda Karoq · This table as CSV · Compare with your own details.
Questions people ask
How much is Skoda Karoq insurance in Singapore?
From S$622.34 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Skoda Karoq 1.4 TSI Style, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Skoda Karoq insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,062.69 a year today at Singlife, 4.9 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 11 for the settled driver.
How much more is Skoda Karoq insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,208.44, 94% more than the S$622.34 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Skoda Karoq?
Yes, today: S$1,732.87 a year at 40 against S$3,062.69 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Skoda Karoq?
India International is cheapest for 22 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.