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Seat Toledo insurance quotes by driver

What the Seat Toledo costs to insure today for 31 typical drivers, on a 3-year-old Seat Toledo 1.4, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$764.82 a year.
  • A 25-year-old new driver pays from S$3,033.71, 4.0 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,163.68, 52% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,079.80S$5,300.955
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,518.13S$4,875.546
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,033.71S$4,179.048
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,552.04S$3,627.748
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,031.36S$2,713.8513
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,200.71S$2,940.808
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,493.23S$2,088.4513
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,349.2413
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,274.8313
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$1,070.75S$1,418.7113
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,013.3613
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,010.9513
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$733.85S$1,006.2413
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,163.68S$1,702.008
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest EtiqaS$2,540.74S$2,735.155
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest ECICSS$822.59S$1,062.1313
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL AssuranceS$772.48S$1,010.9513
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,747.01S$2,270.898
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest EtiqaS$745.02S$986.3713
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL AssuranceS$733.85S$986.3713
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,062.1313
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,062.1313
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,089.9913
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,167.1713
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,095.8812
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,356.11S$1,877.908
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$841.31S$1,114.6911
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$841.31S$1,126.827
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$945.92S$1,203.396
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,126.82S$1,216.033
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,126.82S$1,126.821

Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Seat Toledo · This table as CSV · Compare with your own details.

Questions people ask

How much is Seat Toledo insurance in Singapore?

From S$764.82 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Seat Toledo 1.4, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Seat Toledo insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,033.71 a year today at Sompo, 4.0 times the price for a settled driver with a 50% NCD. 8 insurers quote this driver online, against 13 for the settled driver.

How much more is Seat Toledo insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,163.68, 52% more than the S$764.82 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Seat Toledo?

Yes, today: S$1,747.01 a year at 40 against S$3,033.71 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Seat Toledo?

India International is cheapest for 13 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.