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Seat Tarraco insurance for a 70-year-old with a 50% NCD

Every insurer's price today for a driver aged 70, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Seat Tarraco 1.4, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Seat Tarraco driven by a 70-year-old with a 50% NCD is S$726.77 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 10 insurers quote this driver online, up to S$1,616.49 at QBE.

  • 10 insurers quote this driver online; 4 do not.
  • That is 10% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$660.69).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$726.77S$600.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$912.08S$2,500.00
SinglifeMotor LiteS$1,069.31S$3,000.00
MS First CapitalComprehensiveS$1,114.69S$500.00
ERGOSMART ComprehensiveS$1,121.61S$500.00
AllianzAllianz Motor Protect ComprehensiveS$1,205.80S$2,000.00
LibertyComprehensive Preferred PlanS$1,207.84S$600.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,234.61S$600.00
UOIUniCar Comprehensive ValueS$1,464.92S$500.00
QBEPrivate Motor Prestige ComprehensiveS$1,616.49S$3,000.00

No online price for this driver: AIG (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Seat Tarraco and driver after one change, against S$726.77.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$807.52+S$80.75
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$552.24−S$174.53
Add an NCD protectorKeeps the 50% NCD after one claim.S$799.44+S$72.67

Why this driver pays this

  • From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 10% more than what a 40-year-old with the same 50% NCD pays (S$660.69).
  • The car matters too: insurers group models by value, repair costs and claims; the Seat Tarraco has a 1,395cc engine.
  • 4 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Seat Tarraco

  • Priced as a Seat Tarraco 1.4 (1,395cc), registered 3 years ago.
  • With a 1,395cc engine, the Seat Tarraco 1.4 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$622.66 a year for a 1,395cc engine, before any surcharge for a car over 10 years old.
  • For a 70-year-old with a 50% NCD, the Seat Tarraco is the 143rd cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 143rd cheapest, about the same as the middle price of S$726.77.
  • Seat Tarraco review: list price, COE, road tax and insurance.
Similar cars for a 70-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota SientaS$664.47India International
Mercedes-Benz GLBS$706.28Allianz
Toyota Corolla AltisS$706.67India International
Honda FreedS$706.67India International
Hyundai KonaS$793.75India International
Mercedes-Benz C-ClassS$851.72Etiqa
BMW X1S$892.88India International
Mazda 3S$983.64Allianz

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Seat Tarraco for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Seat Tarraco insurance for a 70-year-old with a 50% NCD?

From S$726.77 a year today at India International, up to S$1,616.49 at QBE, across the 10 insurers that quote this driver online. That is for a driver aged 70, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Seat Tarraco 1.4, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 10% more than the S$660.69 a 40-year-old with a 50% NCD and no claims pays for the same Seat Tarraco.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 70-year-old with a 50% NCD for a Seat Tarraco online?

AIG (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.