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Renault Laguna insurance quotes by driver

What the Renault Laguna costs to insure today for 31 typical drivers, on a 3-year-old Renault Laguna 2.0 16V, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$851.20 a year.
  • A 25-year-old new driver pays from S$3,258.17, 3.8 times the settled driver's price.
  • One S$5,000 claim takes the price to S$2,008.22, 2.4 times the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,381.67S$6,992.434
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,778.43S$6,368.665
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,258.17S$5,333.596
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,740.87S$4,577.116
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,181.66S$3,377.0811
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,363.53S$4,026.936
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest SompoS$1,891.99S$2,629.2911
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest HL AssuranceS$1,174.44S$1,561.1411
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$1,003.32S$1,538.2111
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest AllianzS$1,315.47S$1,744.8411
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$939.61S$1,303.8611
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$851.20S$1,198.2311
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$769.09S$1,221.4411
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest LibertyS$2,008.22S$2,239.756
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest LibertyS$3,256.54S$3,403.023
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AllianzS$851.20S$1,255.4911
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AllianzS$907.51S$1,198.2311
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,876.27S$3,059.146
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AllianzS$846.12S$1,153.9911
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AllianzS$846.12S$1,153.9911
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest AllianzS$887.20S$1,284.8511
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$943.28S$1,313.0811
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$977.60S$1,340.4711
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$891.45S$1,324.6711
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$949.39S$1,377.3810
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest LibertyS$2,046.27S$2,475.606
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$905.28S$1,436.929
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$937.19S$1,562.856
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$977.59S$1,588.636
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$1,495.56S$1,598.194
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,500.44S$1,810.182

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Renault Laguna · This table as CSV · Compare with your own details.

Questions people ask

How much is Renault Laguna insurance in Singapore?

From S$851.20 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Renault Laguna 2.0 16V, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Renault Laguna insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,258.17 a year today at Sompo, 3.8 times the price for a settled driver with a 50% NCD. 6 insurers quote this driver online, against 11 for the settled driver.

How much more is Renault Laguna insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$2,008.22, 2.4 times the S$851.20 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Renault Laguna?

Yes, today: S$1,876.27 a year at 40 against S$3,258.17 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Renault Laguna?

Allianz is cheapest for 17 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.