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Renault Clio insurance quotes by driver

What the Renault Clio costs to insure today for 31 typical drivers, on a 3-year-old Renault Clio 1.2, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$615.48 a year.
  • A 25-year-old new driver pays from S$2,464.03, 4.0 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,070.65, 74% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,381.67S$5,737.695
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,778.43S$5,248.486
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest AllianzS$2,464.03S$4,298.798
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest AllianzS$2,391.11S$3,684.438
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest AllianzS$1,695.33S$2,551.1013
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest AllianzS$2,281.72S$3,062.388
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest AllianzS$1,460.30S$1,960.1613
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$856.05S$1,209.0313
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$725.47S$1,209.0313
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest AllianzS$951.17S$1,433.9813
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$679.40S$1,036.4213
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$615.48S$959.7813
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$556.10S$959.7813
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,070.65S$1,700.538
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest EtiqaS$2,327.10S$2,665.364
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AllianzS$615.48S$959.7813
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AllianzS$656.19S$966.6713
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest AllianzS$1,640.50S$2,340.438
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AllianzS$611.81S$930.7313
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AllianzS$611.81S$930.7313
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest AllianzS$641.50S$959.7813
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$682.06S$1,042.5113
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$706.87S$1,048.8413
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$644.58S$1,048.8413
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$686.48S$1,092.7412
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,255.36S$1,973.188
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$654.58S$1,148.5411
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$677.65S$1,148.547
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$706.87S$1,329.937
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$1,080.42S$1,354.564
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,329.93S$1,526.962

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Renault Clio · This table as CSV · Compare with your own details.

Questions people ask

How much is Renault Clio insurance in Singapore?

From S$615.48 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Renault Clio 1.2, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Renault Clio insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$2,464.03 a year today at Allianz, 4.0 times the price for a settled driver with a 50% NCD. 8 insurers quote this driver online, against 13 for the settled driver.

How much more is Renault Clio insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,070.65, 74% more than the S$615.48 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Renault Clio?

Yes, today: S$1,640.50 a year at 40 against S$2,464.03 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Renault Clio?

Allianz is cheapest for 24 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.