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Opel Insignia insurance quotes by driver

What the Opel Insignia costs to insure today for 31 typical drivers, on a 3-year-old Opel Insignia 1.5, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$764.82 a year.
  • A 25-year-old new driver pays from S$3,258.17, 4.3 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,225.06, 60% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,381.67S$5,508.784
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,778.43S$5,039.655
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,258.17S$3,829.257
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,740.87S$3,170.557
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,181.66S$2,850.5811
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,363.53S$2,863.187
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,493.23S$2,400.6611
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,313.9511
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,209.0311
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$1,070.75S$1,381.2811
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$968.0311
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$959.7811
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$737.38S$959.7811
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,225.06S$1,851.597
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest EtiqaS$2,671.99S$2,849.833
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AllianzS$816.10S$959.7811
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$805.07S$962.4911
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,876.27S$2,182.057
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$939.0811
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India InternationalS$764.82S$939.0811
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$990.5511
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,042.5111
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,116.2911
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,048.8411
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,120.8710
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,429.65S$2,147.477
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$841.31S$1,212.419
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$841.31S$1,083.366
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$937.28S$1,331.555
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,331.55S$1,472.252
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,664.45S$1,664.451

Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Opel Insignia · This table as CSV · Compare with your own details.

Questions people ask

How much is Opel Insignia insurance in Singapore?

From S$764.82 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Opel Insignia 1.5, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Opel Insignia insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,258.17 a year today at Sompo, 4.3 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 11 for the settled driver.

How much more is Opel Insignia insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,225.06, 60% more than the S$764.82 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Opel Insignia?

Yes, today: S$1,876.27 a year at 40 against S$3,258.17 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Opel Insignia?

India International is cheapest for 16 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.