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Opel ASTRA insurance quotes by driver

What the Opel ASTRA costs to insure today for 31 typical drivers, on a 3-year-old Opel ASTRA 1.0, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 29 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$545.00 a year.
  • A 25-year-old new driver pays from S$2,685.74, 4.9 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,044.92, 92% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest India InternationalS$3,717.72S$5,212.546
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest India InternationalS$3,207.49S$4,528.367
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest India InternationalS$2,685.74S$3,872.259
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest India InternationalS$2,120.38S$3,385.679
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest India InternationalS$1,679.90S$2,539.9614
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest India InternationalS$1,760.15S$2,793.289
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,048.14S$1,953.3014
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$1,143.5414
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$1,091.2714
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$751.06S$1,334.1014
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$545.00S$922.4714
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$545.00S$871.1314
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$545.00S$853.9714
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,044.92S$1,676.239
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India InternationalS$1,960.14S$2,729.395
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$871.1314
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$564.71S$879.8214
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest India InternationalS$1,519.13S$2,128.779
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$545.00S$871.1314
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India InternationalS$545.00S$871.1314
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$545.00S$886.9414
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$545.00S$982.2714
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$545.00S$982.2714
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$545.00S$946.1614
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$545.00S$1,009.3113
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,048.14S$1,703.389
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$590.12S$1,066.0912
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$590.12S$969.768
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$814.07S$1,105.607
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest ERGOS$1,105.60S$1,145.584
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,110.54S$1,302.972

Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Opel ASTRA · This table as CSV · Compare with your own details.

Questions people ask

How much is Opel ASTRA insurance in Singapore?

From S$545.00 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Opel ASTRA 1.0, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Opel ASTRA insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$2,685.74 a year today at India International, 4.9 times the price for a settled driver with a 50% NCD. 9 insurers quote this driver online, against 14 for the settled driver.

How much more is Opel ASTRA insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,044.92, 92% more than the S$545.00 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Opel ASTRA?

Yes, today: S$1,519.13 a year at 40 against S$2,685.74 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Opel ASTRA?

India International is cheapest for 27 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.