MINI One D insurance for a 65-year-old after a claim

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a MINI One D driven by a 65-year-old after a claim is S$2,052.31 a year (GST included) at Great Eastern, Drive and Save Plus Comprehensive (Authorised Workshop); 4 insurers quote this driver online, up to S$2,429.27 at UOI.

• 4 insurers quote this driver online; 10 do not.
• That is 2.7 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$771.06).

Why this driver pays this

• An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 2.3 times what the same driver with no claims and a 50% NCD pays (S$884.67).
• From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
• The car matters too: insurers group models by value, repair costs and claims; the MINI One D has a 1,598cc engine.
• 10 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); Etiqa (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and Great Eastern has been cheapest throughout.

The MINI One D

• Priced as a MINI One D (1,598cc), registered 3 years ago.
• With a 1,598cc engine, the MINI One D needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
• Road tax: about S$741.72 a year for a 1,598cc engine, before any surcharge for a car over 10 years old.
• For a 65-year-old after a claim, the MINI One D is the 514th cheapest of 588 car models to insure. Among 311 cars up to 1,600cc it is 303rd cheapest, 59% more than the middle price of S$1,288.12.
• MINI One D review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.