Shenton Brokers
← Typical car insurance quotes

MINI car insurance

MINI John Cooper Works Clubman insurance quotes by driver

What the MINI John Cooper Works Clubman costs to insure today for 31 typical drivers, on a 3-year-old MINI John Cooper Works Clubman, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$793.17 a year.
  • A 25-year-old new driver pays from S$3,175.42, 4.0 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,457.54, 84% more than the settled driver's price.
  • Online prices here run from age 21 to 80; some drivers get no online price at all.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$6,089.97S$6,251.233
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest AIGS$4,680.86S$5,251.543
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest AllianzS$3,175.42S$4,508.494
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest AllianzS$3,081.45S$4,003.304
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest AllianzS$2,184.79S$2,925.976
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest AllianzS$2,940.48S$3,512.964
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest AllianzS$1,881.90S$2,367.106
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$1,103.20S$1,339.116
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$934.92S$1,257.206
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest AllianzS$1,225.78S$1,637.096
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$875.55S$1,169.356
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$793.17S$1,016.606
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$716.66S$987.516
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIGS$1,457.54S$1,673.452
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD leftNo online price0
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AllianzS$793.17S$1,097.306
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AllianzS$845.64S$1,016.606
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest AllianzS$2,114.12S$2,526.584
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AllianzS$788.44S$1,007.706
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AllianzS$788.44S$1,007.706
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest AllianzS$826.71S$1,093.646
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$878.97S$1,086.976
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$910.95S$1,098.096
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$830.67S$1,066.316
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$884.67S$1,107.345
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIGS$1,762.76S$1,907.542
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$843.56S$1,200.904
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$873.30S$1,183.743
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$910.94S$1,218.063
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,235.22S$1,282.012
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,544.03S$1,544.031

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the MINI John Cooper Works Clubman · This table as CSV · Compare with your own details.

Questions people ask

How much is MINI John Cooper Works Clubman insurance in Singapore?

From S$793.17 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old MINI John Cooper Works Clubman, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is MINI John Cooper Works Clubman insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,175.42 a year today at Allianz, 4.0 times the price for a settled driver with a 50% NCD. 4 insurers quote this driver online, against 6 for the settled driver.

How much more is MINI John Cooper Works Clubman insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,457.54, 84% more than the S$793.17 with no claims.

Does a new driver aged 40 pay less than a young new driver for a MINI John Cooper Works Clubman?

Yes, today: S$2,114.12 a year at 40 against S$3,175.42 at 25, both in their first year with no NCD.

Which insurer is cheapest for a MINI John Cooper Works Clubman?

Allianz is cheapest for 24 of the 30 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.