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Mercedes-Benz S-Class insurance quotes by driver

What the Mercedes-Benz S-Class costs to insure today for 31 typical drivers, on a 3-year-old Mercedes-Benz S 300L (A), private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$886.61 a year.
  • A 25-year-old new driver pays from S$3,011.05, 3.4 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,652.79, 86% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,049.33S$6,560.096
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,491.85S$5,503.216
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,011.05S$4,961.037
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,532.97S$4,419.527
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,016.17S$3,534.6910
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,184.26S$3,812.047
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest SompoS$1,748.49S$2,687.8810
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$1,068.68S$1,529.5010
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$1,068.68S$1,417.2510
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$1,241.26S$1,794.0410
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,253.0210
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,153.7610
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,126.0610
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIGS$1,652.79S$2,360.496
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India InternationalS$3,303.64S$3,555.633
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest SompoS$886.98S$1,211.9910
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$933.28S$1,172.5410
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,733.95S$2,740.757
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,153.7610
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India InternationalS$886.61S$1,135.4610
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,170.4810
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,295.9910
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,305.4610
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,236.7710
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$886.61S$1,348.529
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,799.88S$2,467.396
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest SompoS$969.28S$1,351.978
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$975.27S$1,304.135
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,180.95S$1,407.894
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,360.85S$1,454.923
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,454.92S$1,577.992

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Mercedes-Benz S-Class · This table as CSV · Compare with your own details.

Questions people ask

How much is Mercedes-Benz S-Class insurance in Singapore?

From S$886.61 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Mercedes-Benz S 300L (A), private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Mercedes-Benz S-Class insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,011.05 a year today at Sompo, 3.4 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 10 for the settled driver.

How much more is Mercedes-Benz S-Class insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,652.79, 86% more than the S$886.61 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Mercedes-Benz S-Class?

Yes, today: S$1,733.95 a year at 40 against S$3,011.05 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Mercedes-Benz S-Class?

India International is cheapest for 17 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.