Mercedes-Benz car insurance
Mercedes-Benz ML400 insurance quotes by driver
What the Mercedes-Benz ML400 costs to insure today for 31 typical drivers, on a 3-year-old Mercedes-Benz ML400 4MATIC (R19 BI), private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$968.57 a year.
- A 25-year-old new driver pays from S$3,552.15, 3.7 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,622.84, 68% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,777.01 | S$7,031.43 | 4 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,119.35 | S$5,934.91 | 5 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,552.15 | S$4,970.53 | 7 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,988.16 | S$4,375.10 | 7 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,378.49 | S$3,369.51 | 9 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,576.79 | S$3,699.60 | 7 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Sompo | S$2,062.69 | S$2,562.95 | 9 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest Sompo | S$1,318.12 | S$1,725.18 | 9 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Allianz | S$1,141.66 | S$1,480.53 | 9 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Sompo | S$1,477.53 | S$1,830.66 | 9 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest Sompo | S$1,055.37 | S$1,444.83 | 9 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$968.57 | S$1,322.22 | 9 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$875.14 | S$1,246.31 | 9 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,622.84 | S$2,032.97 | 4 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Singlife | S$3,526.90 | S$3,568.32 | 3 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Allianz | S$968.57 | S$1,389.17 | 9 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest Allianz | S$1,032.64 | S$1,322.22 | 9 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$2,045.56 | S$2,790.45 | 7 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest Allianz | S$962.79 | S$1,322.22 | 9 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest Allianz | S$962.79 | S$1,185.70 | 9 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest Allianz | S$1,009.53 | S$1,345.93 | 9 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,073.35 | S$1,345.93 | 9 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,112.40 | S$1,377.74 | 9 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,014.37 | S$1,345.93 | 9 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,080.30 | S$1,338.35 | 8 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,825.35 | S$2,201.17 | 4 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,030.11 | S$1,439.53 | 8 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,066.42 | S$1,475.91 | 6 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,112.39 | S$1,508.49 | 6 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,453.63 | S$1,563.35 | 3 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,453.63 | S$1,703.91 | 2 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Mercedes-Benz ML400 · This table as CSV · Compare with your own details.
Questions people ask
How much is Mercedes-Benz ML400 insurance in Singapore?
From S$968.57 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Mercedes-Benz ML400 4MATIC (R19 BI), private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Mercedes-Benz ML400 insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,552.15 a year today at Sompo, 3.7 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 9 for the settled driver.
How much more is Mercedes-Benz ML400 insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,622.84, 68% more than the S$968.57 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Mercedes-Benz ML400?
Yes, today: S$2,045.56 a year at 40 against S$3,552.15 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Mercedes-Benz ML400?
Allianz is cheapest for 15 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.