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Mazda 323 Astina insurance quotes by driver

What the Mazda 323 Astina costs to insure today for 31 typical drivers, on a 3-year-old Mazda 323 Astina 1.6, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$622.34 a year.
  • A 25-year-old new driver pays from S$2,818.97, 4.5 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,215.31, 95% more than the settled driver's price.
  • Online prices here run from age 21 to 78; some drivers get no online price at all.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$3,791.02S$5,634.604
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,269.10S$5,698.965
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$2,818.97S$5,027.465
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,371.39S$4,052.405
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$1,887.56S$2,795.7610
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,044.93S$3,753.055
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,215.31S$2,180.8210
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$721.59S$1,146.1410
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$721.59S$1,146.1410
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$871.27S$1,488.6010
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$1,076.1510
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$940.9710
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$936.9410
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,215.31S$1,723.596
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India InternationalS$2,316.52S$2,573.783
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest India InternationalS$721.59S$940.9710
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$655.09S$940.9710
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,623.35S$2,868.535
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$933.2010
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India InternationalS$622.34S$933.2010
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$967.2010
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$988.0410
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$1,017.9310
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$1,012.6710
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$622.34S$1,085.589
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,215.31S$1,904.466
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$684.56S$1,176.058
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$684.56S$1,176.054
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$1,254.60S$1,448.783
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$1,368.65S$1,408.722
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discountNo online price0

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Mazda 323 Astina · This table as CSV · Compare with your own details.

Questions people ask

How much is Mazda 323 Astina insurance in Singapore?

From S$622.34 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Mazda 323 Astina 1.6, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Mazda 323 Astina insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$2,818.97 a year today at Sompo, 4.5 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 10 for the settled driver.

How much more is Mazda 323 Astina insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,215.31, 95% more than the S$622.34 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Mazda 323 Astina?

Yes, today: S$1,623.35 a year at 40 against S$2,818.97 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Mazda 323 Astina?

India International is cheapest for 21 of the 30 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.