Lexus car insurance
Lexus RX300 insurance quotes by driver
What the Lexus RX300 costs to insure today for 31 typical drivers, on a 3-year-old Lexus RX300 (2WD), private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$972.39 a year.
- A 25-year-old new driver pays from S$3,739.09, 3.8 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,471.96, 51% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$5,028.43 | S$7,402.89 | 4 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,336.14 | S$6,795.35 | 5 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,739.09 | S$5,762.11 | 7 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,145.42 | S$5,388.14 | 7 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,503.68 | S$3,732.13 | 12 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,712.40 | S$4,554.63 | 7 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Sompo | S$2,171.26 | S$2,839.44 | 12 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$1,322.04 | S$1,566.16 | 12 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Etiqa | S$1,187.70 | S$1,496.18 | 12 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Etiqa | S$1,477.05 | S$1,881.37 | 12 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest Etiqa | S$1,007.68 | S$1,343.83 | 12 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest Etiqa | S$972.39 | S$1,220.70 | 12 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$971.21 | S$1,178.47 | 12 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,471.96 | S$2,286.98 | 7 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Etiqa | S$3,266.15 | S$3,852.51 | 3 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AIG | S$1,094.77 | S$1,220.70 | 12 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL Assurance | S$1,022.32 | S$1,228.08 | 12 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$2,153.21 | S$3,118.13 | 7 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest Etiqa | S$939.85 | S$1,217.04 | 12 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest Etiqa | S$939.85 | S$1,217.04 | 12 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL Assurance | S$1,054.62 | S$1,228.08 | 12 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$1,097.66 | S$1,315.26 | 12 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$1,129.94 | S$1,367.96 | 12 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$1,073.44 | S$1,333.71 | 12 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$1,108.86 | S$1,369.45 | 11 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,677.00 | S$2,526.59 | 7 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$1,089.46 | S$1,490.48 | 10 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$1,123.35 | S$1,452.46 | 6 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$1,181.72 | S$1,716.12 | 6 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,589.81 | S$1,854.31 | 3 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,987.27 | S$1,987.27 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Lexus RX300 · This table as CSV · Compare with your own details.
Questions people ask
How much is Lexus RX300 insurance in Singapore?
From S$972.39 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Lexus RX300 (2WD), private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Lexus RX300 insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,739.09 a year today at Sompo, 3.8 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 12 for the settled driver.
How much more is Lexus RX300 insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,471.96, 51% more than the S$972.39 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Lexus RX300?
Yes, today: S$2,153.21 a year at 40 against S$3,739.09 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Lexus RX300?
Etiqa is cheapest for 13 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.