Lexus car insurance
Lexus LS insurance quotes by driver
What the Lexus LS costs to insure today for 31 typical drivers, on a 3-year-old Lexus LS 350, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$933.67 a year.
- A 25-year-old new driver pays from S$3,169.58, 3.4 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,706.31, 83% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,262.53 | S$6,933.87 | 3 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,675.69 | S$5,936.29 | 3 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,169.58 | S$5,415.07 | 5 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,666.34 | S$4,877.27 | 5 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,122.33 | S$3,733.06 | 6 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,299.27 | S$4,125.72 | 5 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Sompo | S$1,840.54 | S$3,021.02 | 6 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest Sompo | S$1,176.15 | S$1,817.73 | 6 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Sompo | S$1,176.15 | S$1,513.41 | 6 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Sompo | S$1,318.40 | S$1,956.13 | 6 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest Sompo | S$941.71 | S$1,358.28 | 6 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest Sompo | S$933.67 | S$1,241.24 | 6 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Sompo | S$933.67 | S$1,188.86 | 6 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,706.31 | S$1,902.95 | 3 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Etiqa | S$3,814.77 | S$3,921.99 | 2 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Sompo | S$933.67 | S$1,323.98 | 6 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest Sompo | S$982.82 | S$1,313.88 | 6 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$1,825.25 | S$3,131.05 | 5 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest Sompo | S$933.67 | S$1,216.80 | 6 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest Sompo | S$933.67 | S$1,216.80 | 6 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest Sompo | S$933.67 | S$1,316.59 | 6 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$1,014.16 | S$1,423.97 | 6 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$1,020.32 | S$1,471.41 | 6 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$1,020.32 | S$1,342.76 | 6 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$1,020.32 | S$1,332.07 | 5 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,923.08 | S$2,243.48 | 3 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$1,020.32 | S$1,438.53 | 5 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$1,290.27 | S$1,492.61 | 4 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$1,361.82 | S$1,557.25 | 4 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,561.05 | S$1,592.78 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,624.50 | S$1,787.91 | 2 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Lexus LS · This table as CSV · Compare with your own details.
Questions people ask
How much is Lexus LS insurance in Singapore?
From S$933.67 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Lexus LS 350, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Lexus LS insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,169.58 a year today at Sompo, 3.4 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 6 for the settled driver.
How much more is Lexus LS insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,706.31, 83% more than the S$933.67 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Lexus LS?
Yes, today: S$1,825.25 a year at 40 against S$3,169.58 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Lexus LS?
Sompo is cheapest for 24 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.