Lexus car insurance
Lexus IS200t insurance quotes by driver
What the Lexus IS200t costs to insure today for 31 typical drivers, on a 3-year-old Lexus IS200t, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$912.80 a year.
- A 25-year-old new driver pays from S$3,098.71, 3.4 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,408.28, 54% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,167.22 | S$7,231.72 | 6 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,593.50 | S$6,756.55 | 7 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,098.71 | S$4,834.86 | 9 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,606.72 | S$4,572.79 | 9 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,074.88 | S$3,589.52 | 13 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,247.86 | S$3,944.62 | 9 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Sompo | S$1,799.39 | S$2,659.00 | 13 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest Sompo | S$1,149.85 | S$1,449.45 | 13 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Etiqa | S$1,139.43 | S$1,415.18 | 13 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Sompo | S$1,288.93 | S$1,734.89 | 13 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest Sompo | S$920.66 | S$1,264.89 | 13 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest Sompo | S$912.80 | S$1,202.65 | 13 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Sompo | S$912.80 | S$1,140.55 | 13 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,408.28 | S$2,176.62 | 8 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Etiqa | S$3,113.88 | S$3,659.87 | 5 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Sompo | S$912.80 | S$1,207.67 | 13 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AIG | S$927.56 | S$1,210.02 | 13 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$1,784.44 | S$2,982.88 | 9 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AIG | S$893.35 | S$1,200.47 | 13 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AIG | S$893.35 | S$1,200.47 | 13 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest Sompo | S$912.80 | S$1,202.65 | 13 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$991.49 | S$1,308.55 | 13 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$997.50 | S$1,285.64 | 13 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$997.50 | S$1,246.31 | 13 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$997.50 | S$1,266.13 | 12 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,612.49 | S$2,206.47 | 8 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$997.50 | S$1,322.91 | 11 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$1,079.34 | S$1,329.41 | 7 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$1,133.71 | S$1,358.20 | 6 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,311.43 | S$1,329.41 | 3 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,329.41 | S$1,484.35 | 2 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Lexus IS200t · This table as CSV · Compare with your own details.
Questions people ask
How much is Lexus IS200t insurance in Singapore?
From S$912.80 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Lexus IS200t, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Lexus IS200t insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,098.71 a year today at Sompo, 3.4 times the price for a settled driver with a 50% NCD. 9 insurers quote this driver online, against 13 for the settled driver.
How much more is Lexus IS200t insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,408.28, 54% more than the S$912.80 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Lexus IS200t?
Yes, today: S$1,784.44 a year at 40 against S$3,098.71 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Lexus IS200t?
Sompo is cheapest for 20 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.