Lexus car insurance
Lexus CT insurance quotes by driver
What the Lexus CT costs to insure today for 31 typical drivers, on a 3-year-old Lexus CT 200h, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$856.24 a year.
- A 25-year-old new driver pays from S$3,250.05, 3.8 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,509.06, 76% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,370.75 | S$6,548.40 | 5 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,769.01 | S$5,495.42 | 5 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,250.05 | S$4,624.62 | 7 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,734.03 | S$4,401.58 | 7 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,176.21 | S$3,162.16 | 11 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,357.64 | S$3,950.67 | 7 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India International | S$1,865.94 | S$2,395.54 | 11 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$1,107.24 | S$1,409.77 | 11 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$1,051.88 | S$1,261.49 | 11 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India International | S$1,287.55 | S$1,659.46 | 11 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$901.30 | S$1,185.33 | 11 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$856.24 | S$1,036.21 | 11 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$813.42 | S$1,043.72 | 11 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,509.06 | S$1,842.33 | 6 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India International | S$3,425.30 | S$3,498.75 | 3 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AIG | S$908.33 | S$1,142.59 | 11 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL Assurance | S$856.24 | S$1,090.75 | 11 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$1,871.58 | S$2,703.30 | 7 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest HL Assurance | S$856.24 | S$1,001.18 | 11 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL Assurance | S$813.42 | S$1,001.18 | 11 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL Assurance | S$883.28 | S$1,125.89 | 11 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$919.33 | S$1,208.77 | 11 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$919.68 | S$1,223.26 | 11 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$899.04 | S$1,169.72 | 11 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$919.68 | S$1,228.68 | 10 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,775.71 | S$1,920.76 | 6 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$1,011.64 | S$1,243.35 | 9 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$1,011.64 | S$1,243.35 | 5 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$1,255.18 | S$1,312.05 | 4 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,297.42 | S$1,418.94 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,621.78 | S$1,621.78 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Lexus CT · This table as CSV · Compare with your own details.
Questions people ask
How much is Lexus CT insurance in Singapore?
From S$856.24 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Lexus CT 200h, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Lexus CT insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,250.05 a year today at Sompo, 3.8 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 11 for the settled driver.
How much more is Lexus CT insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,509.06, 76% more than the S$856.24 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Lexus CT?
Yes, today: S$1,871.58 a year at 40 against S$3,250.05 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Lexus CT?
HL Assurance is cheapest for 11 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.