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Land Rover Defender insurance quotes by driver

What the Land Rover Defender costs to insure today for 31 typical drivers, on a 3-year-old Land Rover Defender 2.0, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$1,031.27 a year.
  • A 25-year-old new driver pays from S$4,393.41, 4.3 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,560.99, 51% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SinglifeS$6,628.48S$7,372.184
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest AIGS$6,004.07S$6,146.384
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest EtiqaS$4,393.41S$5,426.926
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest EtiqaS$3,847.66S$4,670.426
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest MS First CapitalS$3,081.21S$3,657.5610
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest EtiqaS$3,293.93S$4,046.936
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest ECICSS$2,065.66S$2,948.7810
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest ECICSS$1,291.04S$1,762.6810
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest EtiqaS$1,260.26S$1,594.3010
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest EtiqaS$1,566.48S$2,058.5010
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest EtiqaS$1,068.45S$1,403.1910
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest EtiqaS$1,031.27S$1,307.7510
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest MS First CapitalS$1,043.78S$1,273.6010
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,560.99S$2,176.415
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest ECICSS$3,338.82S$3,461.163
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest ECICSS$1,051.11S$1,372.8210
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest ECICSS$1,051.11S$1,307.7510
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest EtiqaS$2,492.07S$3,142.586
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest EtiqaS$996.82S$1,307.7510
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest EtiqaS$996.82S$1,273.6010
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest ECICSS$1,051.11S$1,329.3210
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICSS$1,199.63S$1,409.0310
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICSS$1,199.63S$1,452.3710
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$1,140.57S$1,405.3610
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,177.24S$1,376.449
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,780.31S$2,341.615
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,156.68S$1,515.389
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,192.37S$1,451.876
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,253.94S$1,578.456
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$1,452.03S$1,578.454
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,575.60S$1,776.112

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Land Rover Defender · This table as CSV · Compare with your own details.

Questions people ask

How much is Land Rover Defender insurance in Singapore?

From S$1,031.27 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Land Rover Defender 2.0, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Land Rover Defender insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$4,393.41 a year today at Etiqa, 4.3 times the price for a settled driver with a 50% NCD. 6 insurers quote this driver online, against 10 for the settled driver.

How much more is Land Rover Defender insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,560.99, 51% more than the S$1,031.27 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Land Rover Defender?

Yes, today: S$2,492.07 a year at 40 against S$4,393.41 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Land Rover Defender?

Etiqa is cheapest for 16 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.