Shenton Brokers
Log in
← Typical car insurance quotes

Kia car insurance

Kia Seltos insurance quotes by driver

What the Kia Seltos costs to insure today for 31 typical drivers, on a 3-year-old Kia Seltos 1.4, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$661.65 a year.
  • A 25-year-old new driver pays from S$2,600.02, 3.9 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,202.79, 82% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$3,496.58S$5,002.594
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,015.19S$5,255.035
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$2,600.02S$3,527.097
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,187.22S$3,052.727
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$1,740.96S$2,564.6411
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$1,886.10S$2,594.797
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest SompoS$1,509.81S$1,973.6211
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$920.28S$1,156.6911
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$779.90S$1,137.4611
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest AllianzS$1,022.54S$1,358.6011
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$730.38S$986.4811
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$661.65S$914.7611
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$597.83S$914.7611
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,202.79S$1,694.727
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest SinglifeS$2,435.26S$2,591.823
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AllianzS$661.65S$916.2411
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AllianzS$705.42S$914.7611
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,497.26S$1,982.607
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AllianzS$657.71S$898.7911
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AllianzS$657.71S$898.7911
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest AllianzS$689.63S$968.6811
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$733.23S$956.7111
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$759.91S$976.6711
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$692.94S$1,008.6611
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$737.98S$1,036.7110
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest SinglifeS$1,390.96S$1,840.897
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$703.69S$1,093.269
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$728.50S$1,023.586
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$759.90S$1,175.276
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$953.89S$1,426.923
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$953.89S$1,481.672

Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Kia Seltos · This table as CSV · Compare with your own details.

Questions people ask

How much is Kia Seltos insurance in Singapore?

From S$661.65 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Kia Seltos 1.4, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Kia Seltos insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$2,600.02 a year today at Sompo, 3.9 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 11 for the settled driver.

How much more is Kia Seltos insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,202.79, 82% more than the S$661.65 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Kia Seltos?

Yes, today: S$1,497.26 a year at 40 against S$2,600.02 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Kia Seltos?

Allianz is cheapest for 18 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.