Kia car insurance
Kia Forte insurance quotes by driver
What the Kia Forte costs to insure today for 31 typical drivers, on a 3-year-old Kia Forte, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$788.88 a year.
- A 25-year-old new driver pays from S$2,678.01, 3.4 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,395.65, 77% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,601.45 | S$6,506.47 | 4 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,105.63 | S$5,957.45 | 4 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,678.01 | S$4,881.01 | 5 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,252.81 | S$4,210.45 | 5 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$1,793.18 | S$2,924.62 | 9 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$1,942.67 | S$3,133.56 | 5 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Sompo | S$1,555.09 | S$2,226.85 | 9 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest Sompo | S$993.74 | S$1,293.90 | 9 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Sompo | S$993.74 | S$1,246.28 | 9 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Sompo | S$1,113.93 | S$1,550.26 | 9 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest Sompo | S$795.66 | S$1,053.39 | 9 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest Sompo | S$788.88 | S$1,013.36 | 9 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Sompo | S$788.88 | S$955.18 | 9 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,395.65 | S$1,901.40 | 5 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Etiqa | S$3,015.72 | S$3,015.72 | 1 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Sompo | S$788.88 | S$1,062.88 | 9 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest Sompo | S$830.39 | S$1,013.36 | 9 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$1,542.16 | S$2,388.11 | 5 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest Sompo | S$788.88 | S$1,008.39 | 9 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest Sompo | S$788.88 | S$1,008.39 | 9 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest Sompo | S$788.88 | S$1,086.82 | 9 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$856.87 | S$1,089.19 | 9 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$862.07 | S$1,107.33 | 9 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$862.07 | S$1,066.85 | 9 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$862.07 | S$1,111.09 | 8 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,649.44 | S$2,065.39 | 5 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Sompo | S$862.07 | S$1,218.05 | 7 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest ERGO | S$1,035.67 | S$1,158.53 | 4 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$1,143.34 | S$1,281.35 | 4 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First Capital | S$1,328.78 | S$1,344.65 | 3 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$2,126.58 | S$2,126.58 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Kia Forte · This table as CSV · Compare with your own details.
Questions people ask
How much is Kia Forte insurance in Singapore?
From S$788.88 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Kia Forte, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Kia Forte insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$2,678.01 a year today at Sompo, 3.4 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 9 for the settled driver.
How much more is Kia Forte insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,395.65, 77% more than the S$788.88 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Kia Forte?
Yes, today: S$1,542.16 a year at 40 against S$2,678.01 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Kia Forte?
Sompo is cheapest for 24 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.