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Hyundai Ioniq insurance quotes by driver

What the Hyundai Ioniq costs to insure today for 31 typical drivers, on a 3-year-old Hyundai Ioniq 1.6 GLS, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$768.43 a year.
  • A 25-year-old new driver pays from S$3,181.91, 4.1 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,389.66, 81% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,279.10S$6,629.534
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,689.98S$5,318.455
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,181.91S$4,466.817
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,676.70S$3,903.037
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,130.58S$2,767.2911
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,308.21S$3,724.477
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest SompoS$1,847.70S$2,296.3211
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest HL AssuranceS$993.70S$1,288.3611
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest HL AssuranceS$944.02S$1,187.3911
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest HL AssuranceS$1,258.24S$1,567.6911
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$808.87S$1,108.9911
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$768.43S$954.9311
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$730.01S$954.9311
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,389.66S$1,844.196
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest EtiqaS$2,991.77S$3,227.212
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$852.96S$1,036.4911
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL AssuranceS$768.43S$986.6511
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,832.34S$2,677.797
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest HL AssuranceS$768.43S$938.2511
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL AssuranceS$730.01S$938.2511
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL AssuranceS$792.69S$1,016.5211
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$825.04S$1,093.1811
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$849.31S$1,135.9211
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$806.85S$1,052.1511
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$1,013.36S$1,128.2310
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,584.40S$2,046.036
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest SompoS$1,024.28S$1,147.839
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,054.92S$1,131.266
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,095.86S$1,282.076
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$1,216.02S$1,410.313
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,762.90S$1,762.901

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Hyundai Ioniq · This table as CSV · Compare with your own details.

Questions people ask

How much is Hyundai Ioniq insurance in Singapore?

From S$768.43 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Hyundai Ioniq 1.6 GLS, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Hyundai Ioniq insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,181.91 a year today at Sompo, 4.1 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 11 for the settled driver.

How much more is Hyundai Ioniq insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,389.66, 81% more than the S$768.43 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Hyundai Ioniq?

Yes, today: S$1,832.34 a year at 40 against S$3,181.91 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Hyundai Ioniq?

HL Assurance is cheapest for 14 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.