Typical car insurance quotes
Honda HR-V insurance for a 21-year-old new driver
Every insurer's price today for a driver aged 21, single, driving 1 year, no no-claim discount, on a 3-year-old Honda HRV 1.5 DX CVT, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Honda HR-V driven by a 21-year-old new driver is S$4,439.46 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 6 insurers quote this driver online, up to S$6,004.46 at UOI.
- 6 insurers quote this driver online; 8 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$4,439.46 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$4,600.78 | S$600.00 |
| SinglifeMotor Lite | S$5,390.78 | S$3,000.00 |
| AIGAIG Car Insurance Collision Only | S$5,854.88 | S$600.00 |
| MS First CapitalComprehensive | S$6,003.11 | S$500.00 |
| UOIUniCar Comprehensive Value | S$6,004.46 | S$500.00 |
No online price for this driver: Allianz (This insurer's online price is for main drivers aged 25 or over); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged 24 or over); Etiqa (This insurer's online price is for main drivers aged 24 or over when cover starts); Great Eastern (This insurer's online price is for main drivers aged 26 or over); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); Liberty (This insurer's online price is for main drivers aged 22 or over); QBE (This insurer's online price is for main drivers aged 23 or over).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$4,932.74 | +S$493.28 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$3,325.85 | −S$1,113.61 |
| Next year, with a 10% NCDAfter a year with no claim, at today's prices. | S$3,656.31 | −S$783.15 |
Why this driver pays this
- A driver in the first year of driving has no record to go on, so insurers charge a new-driver loading and there is no no-claim discount to take off. Young drivers, under about 26, pay a further loading at most insurers.
- The car matters too: insurers group models by value, repair costs and claims; the Honda HR-V has a 1,496cc engine.
- 8 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for main drivers aged 25 or over); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged 24 or over); Etiqa (This insurer's online price is for main drivers aged 24 or over when cover starts); Great Eastern (This insurer's online price is for main drivers aged 26 or over); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); Liberty (This insurer's online price is for main drivers aged 22 or over); QBE (This insurer's online price is for main drivers aged 23 or over).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Honda HR-V
- Priced as a Honda HRV 1.5 DX CVT (1,496cc), registered 3 years ago.
- With a 1,496cc engine, the Honda HRV 1.5 DX CVT needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$681.90 a year for a 1,496cc engine, before any surcharge for a car over 10 years old.
- For a 21-year-old new driver, the Honda HR-V is the 311th cheapest of 587 car models to insure. Among 311 cars up to 1,600cc it is 218th cheapest, 8% more than the middle price of S$4,101.24.
- Honda HR-V review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mercedes-Benz C-Class | S$3,770.31 | Sompo |
| Toyota Corolla Altis | S$3,791.02 | Sompo |
| Toyota Sienta | S$3,890.92 | Sompo |
| Mazda 3 | S$4,359.66 | Sompo |
| Mercedes-Benz GLB | S$4,421.25 | Sompo |
| Hyundai Kona | S$4,558.06 | Sompo |
| BMW X1 | S$4,809.84 | Sompo |
| BMW X2 | S$4,809.84 | Sompo |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The Honda HR-V for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Honda HR-V insurance for a 21-year-old new driver?
From S$4,439.46 a year today at India International, up to S$6,004.46 at UOI, across the 6 insurers that quote this driver online. That is for a driver aged 21, single, driving 1 year, no no-claim discount, on a 3-year-old Honda HRV 1.5 DX CVT, private use, comprehensive cover, repairs at an authorised workshop.
What would lower the price?
Next year, with a 10% NCD: the lowest price becomes S$3,656.31, S$783.15 less than today's S$4,439.46. After a year with no claim, at today's prices.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Which insurers do not quote a 21-year-old new driver for a Honda HR-V online?
Allianz (This insurer's online price is for main drivers aged 25 or over); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged 24 or over); Etiqa (This insurer's online price is for main drivers aged 24 or over when cover starts); Great Eastern (This insurer's online price is for main drivers aged 26 or over); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); Liberty (This insurer's online price is for main drivers aged 22 or over); QBE (This insurer's online price is for main drivers aged 23 or over).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.