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Ford Kuga Titanium insurance quotes by driver

What the Ford Kuga Titanium costs to insure today for 31 typical drivers, on a 3-year-old Ford Kuga Titanium 2.5 Turbo, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$1,017.60 a year.
  • A 25-year-old new driver pays from S$3,597.04, 3.5 times the settled driver's price.
  • One S$5,000 claim takes the price to S$2,018.52, 98% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,837.40S$6,309.783
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$4,171.42S$6,438.274
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,597.04S$6,296.535
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$3,025.94S$5,179.085
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,408.56S$3,740.148
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,609.36S$3,772.495
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest SompoS$2,088.77S$2,743.328
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest HL AssuranceS$1,322.04S$1,491.328
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$1,199.45S$1,491.328
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest SompoS$1,496.21S$1,825.658
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest UOIS$1,062.36S$1,216.828
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$1,017.60S$1,126.878
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$919.43S$1,126.878
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIGS$2,018.52S$2,125.474
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest LibertyS$3,866.25S$3,866.251
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AllianzS$1,017.60S$1,163.088
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL AssuranceS$1,022.32S$1,153.388
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$2,071.41S$2,712.315
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AllianzS$1,011.53S$1,106.478
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL AssuranceS$971.21S$1,106.478
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL AssuranceS$1,054.62S$1,188.878
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$1,097.66S$1,198.488
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$1,129.94S$1,252.088
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,065.71S$1,252.088
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,134.99S$1,294.147
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest UOIS$2,370.30S$2,413.094
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,082.25S$1,511.726
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,120.40S$1,663.203
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,168.70S$1,735.523
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,735.52S$1,735.521
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$2,169.41S$2,169.411

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Ford Kuga Titanium · This table as CSV · Compare with your own details.

Questions people ask

How much is Ford Kuga Titanium insurance in Singapore?

From S$1,017.60 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Ford Kuga Titanium 2.5 Turbo, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Ford Kuga Titanium insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,597.04 a year today at Sompo, 3.5 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 8 for the settled driver.

How much more is Ford Kuga Titanium insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$2,018.52, 98% more than the S$1,017.60 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Ford Kuga Titanium?

Yes, today: S$2,071.41 a year at 40 against S$3,597.04 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Ford Kuga Titanium?

Allianz is cheapest for 10 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.