Ford car insurance
Ford Kuga insurance quotes by driver
What the Ford Kuga costs to insure today for 31 typical drivers, on a 3-year-old Ford Kuga 1.5 Titanium, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$811.71 a year.
- A 25-year-old new driver pays from S$3,296.37, 4.1 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,528.18, 88% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Singlife | S$4,288.52 | S$5,624.01 | 5 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Singlife | S$3,923.76 | S$5,452.80 | 6 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Allianz | S$3,296.37 | S$4,933.83 | 8 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Singlife | S$2,998.50 | S$4,087.62 | 8 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Allianz | S$2,268.00 | S$2,866.11 | 13 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Singlife | S$2,544.18 | S$3,106.38 | 8 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest ECICS | S$1,616.59 | S$2,205.62 | 13 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$977.95 | S$1,265.80 | 13 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Allianz | S$970.53 | S$1,174.70 | 13 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India International | S$1,136.39 | S$1,524.60 | 13 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,062.36 | 13 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$974.97 | 13 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$743.95 | S$961.25 | 13 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Singlife | S$1,528.18 | S$1,785.50 | 9 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Singlife | S$2,514.77 | S$3,022.89 | 5 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest ECICS | S$822.60 | S$977.95 | 13 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL Assurance | S$815.82 | S$974.97 | 13 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Singlife | S$1,955.15 | S$2,397.11 | 8 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$961.55 | 13 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL Assurance | S$775.02 | S$961.55 | 13 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,010.87 | 13 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,024.81 | 13 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,050.97 | 13 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,064.89 | 13 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$811.71 | S$1,104.45 | 12 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Singlife | S$1,462.90 | S$2,036.51 | 9 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$875.69 | S$1,157.92 | 11 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$892.88 | S$1,062.88 | 7 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$945.64 | S$1,500.92 | 6 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,013.49 | S$1,399.34 | 3 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,013.49 | S$1,508.32 | 2 |
Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Ford Kuga · This table as CSV · Compare with your own details.
Questions people ask
How much is Ford Kuga insurance in Singapore?
From S$811.71 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Ford Kuga 1.5 Titanium, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Ford Kuga insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,296.37 a year today at Allianz, 4.1 times the price for a settled driver with a 50% NCD. 8 insurers quote this driver online, against 13 for the settled driver.
How much more is Ford Kuga insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,528.18, 88% more than the S$811.71 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Ford Kuga?
Yes, today: S$1,955.15 a year at 40 against S$3,296.37 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Ford Kuga?
India International is cheapest for 11 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.