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Ford Focus Wagon Titanium insurance quotes by driver

What the Ford Focus Wagon Titanium costs to insure today for 31 typical drivers, on a 3-year-old Ford Focus Wagon Titanium 1.0, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$660.69 a year.
  • A 25-year-old new driver pays from S$2,814.37, 4.3 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,288.12, 95% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,381.67S$4,881.065
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,778.43S$4,375.036
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest AllianzS$2,814.37S$3,998.128
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest India InternationalS$2,607.53S$3,610.868
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest AllianzS$1,936.37S$2,369.8912
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest India InternationalS$2,249.86S$2,680.908
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,288.12S$1,944.0012
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,197.0912
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$764.82S$1,142.0312
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$924.97S$1,319.0912
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$660.69S$907.0512
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$660.69S$866.3612
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$635.17S$876.3312
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,288.12S$1,719.757
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India InternationalS$2,457.55S$2,990.043
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AllianzS$702.98S$893.9412
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL AssuranceS$687.53S$866.3612
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest India InternationalS$1,866.55S$2,048.968
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$660.69S$839.4612
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL AssuranceS$653.15S$839.4612
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$660.69S$921.0412
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$660.69S$968.0212
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$660.69S$1,027.2112
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$660.69S$982.2212
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$660.69S$1,036.8011
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,288.12S$1,879.147
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$726.77S$1,096.7310
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$726.77S$879.957
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$807.37S$1,123.106
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$959.95S$1,011.973
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,542.80S$1,542.801

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Ford Focus Wagon Titanium · This table as CSV · Compare with your own details.

Questions people ask

How much is Ford Focus Wagon Titanium insurance in Singapore?

From S$660.69 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Ford Focus Wagon Titanium 1.0, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Ford Focus Wagon Titanium insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$2,814.37 a year today at Allianz, 4.3 times the price for a settled driver with a 50% NCD. 8 insurers quote this driver online, against 12 for the settled driver.

How much more is Ford Focus Wagon Titanium insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,288.12, 95% more than the S$660.69 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Ford Focus Wagon Titanium?

Yes, today: S$1,866.55 a year at 40 against S$2,814.37 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Ford Focus Wagon Titanium?

India International is cheapest for 20 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.