Ford car insurance
Ford Focus ST insurance quotes by driver
What the Ford Focus ST costs to insure today for 31 typical drivers, on a 3-year-old Ford Focus ST 2.5, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$1,000.28 a year.
- A 25-year-old new driver pays from S$4,004.59, 4.0 times the settled driver's price.
- One S$5,000 claim takes the price to S$2,039.85, 2.0 times the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$5,745.29 | S$5,861.30 | 3 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,954.31 | S$6,316.74 | 4 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Allianz | S$4,004.59 | S$5,895.08 | 6 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,593.85 | S$4,795.91 | 6 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Allianz | S$2,755.28 | S$3,443.29 | 10 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,099.09 | S$3,671.31 | 6 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Allianz | S$2,373.30 | S$2,810.93 | 10 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$1,322.04 | S$1,711.64 | 10 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Allianz | S$1,179.04 | S$1,664.64 | 10 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Allianz | S$1,545.86 | S$1,823.16 | 10 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$1,076.14 | S$1,368.16 | 10 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$1,000.28 | S$1,309.27 | 10 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$903.79 | S$1,280.67 | 10 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest ERGO | S$2,039.85 | S$2,366.85 | 6 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Singlife | S$3,428.66 | S$3,866.25 | 3 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Allianz | S$1,000.28 | S$1,321.82 | 10 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL Assurance | S$1,022.32 | S$1,342.40 | 10 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$2,460.17 | S$2,727.96 | 6 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest Allianz | S$994.32 | S$1,298.69 | 10 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL Assurance | S$971.21 | S$1,298.69 | 10 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest Allianz | S$1,042.58 | S$1,342.31 | 10 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$1,097.66 | S$1,393.87 | 10 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$1,129.94 | S$1,397.87 | 10 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,047.58 | S$1,436.99 | 10 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,115.67 | S$1,416.93 | 9 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Singlife | S$2,019.31 | S$2,577.24 | 6 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,063.84 | S$1,469.76 | 8 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,101.34 | S$1,400.17 | 5 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,148.81 | S$1,630.10 | 5 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,400.17 | S$1,515.14 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,400.17 | S$1,400.17 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Ford Focus ST · This table as CSV · Compare with your own details.
Questions people ask
How much is Ford Focus ST insurance in Singapore?
From S$1,000.28 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Ford Focus ST 2.5, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Ford Focus ST insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$4,004.59 a year today at Allianz, 4.0 times the price for a settled driver with a 50% NCD. 6 insurers quote this driver online, against 10 for the settled driver.
How much more is Ford Focus ST insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$2,039.85, 2.0 times the S$1,000.28 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Ford Focus ST?
Yes, today: S$2,460.17 a year at 40 against S$4,004.59 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Ford Focus ST?
Allianz is cheapest for 15 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.