Ford car insurance
Ford Focus GHIA insurance quotes by driver
What the Ford Focus GHIA costs to insure today for 31 typical drivers, on a 3-year-old Ford Focus GHIA 1.6 (A) 4DR, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$642.42 a year.
- A 25-year-old new driver pays from S$3,207.49, 5.0 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,251.21, 95% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,381.67 | S$5,859.11 | 5 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,778.43 | S$5,396.31 | 6 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest India International | S$3,207.49 | S$4,600.86 | 7 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest India International | S$2,531.90 | S$3,968.79 | 7 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest India International | S$2,084.88 | S$2,803.03 | 12 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest India International | S$2,183.19 | S$3,000.55 | 7 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India International | S$1,251.21 | S$2,117.39 | 12 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$742.90 | S$1,227.67 | 12 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$742.90 | S$1,197.30 | 12 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India International | S$899.39 | S$1,440.19 | 12 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$642.42 | S$1,028.71 | 12 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$642.42 | S$972.01 | 12 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$642.42 | S$973.13 | 12 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India International | S$1,251.21 | S$1,839.99 | 7 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India International | S$2,385.75 | S$2,931.62 | 3 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest India International | S$742.90 | S$989.50 | 12 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India International | S$676.24 | S$985.36 | 12 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest India International | S$1,812.71 | S$2,236.44 | 7 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India International | S$642.42 | S$957.49 | 12 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India International | S$642.42 | S$957.49 | 12 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India International | S$642.42 | S$1,014.16 | 12 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$642.42 | S$1,044.50 | 12 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$642.42 | S$1,069.69 | 12 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$642.42 | S$1,069.69 | 12 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$642.42 | S$1,103.97 | 11 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India International | S$1,251.21 | S$2,049.61 | 7 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$706.67 | S$1,151.15 | 10 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$706.67 | S$1,122.82 | 6 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$929.55 | S$1,444.77 | 5 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First Capital | S$1,252.52 | S$1,444.77 | 3 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,805.98 | S$1,805.98 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Ford Focus GHIA · This table as CSV · Compare with your own details.
Questions people ask
How much is Ford Focus GHIA insurance in Singapore?
From S$642.42 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Ford Focus GHIA 1.6 (A) 4DR, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Ford Focus GHIA insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,207.49 a year today at India International, 5.0 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 12 for the settled driver.
How much more is Ford Focus GHIA insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,251.21, 95% more than the S$642.42 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Ford Focus GHIA?
Yes, today: S$1,812.71 a year at 40 against S$3,207.49 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Ford Focus GHIA?
India International is cheapest for 26 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.