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Fiat car insurance

Fiat 500 insurance quotes by driver

What the Fiat 500 costs to insure today for 31 typical drivers, on a 3-year-old Fiat 500 1.2 Lounge Glass Roof, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$637.52 a year.
  • A 25-year-old new driver pays from S$3,258.17, 5.1 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,368.75, 2.1 times the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,381.67S$6,559.725
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,778.43S$5,427.856
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,258.17S$4,870.907
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,740.87S$4,087.847
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,181.66S$2,823.0910
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,363.53S$3,531.387
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest HL AssuranceS$1,723.58S$2,223.8410
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest HL AssuranceS$824.42S$1,276.3310
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest HL AssuranceS$783.20S$1,204.5710
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest HL AssuranceS$1,043.89S$1,445.6110
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$671.08S$1,036.5810
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$637.52S$961.1410
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$605.65S$949.9710
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,368.75S$1,678.197
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest LibertyS$2,699.26S$2,956.453
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$707.65S$996.5610
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL AssuranceS$637.52S$972.2010
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,876.27S$2,635.307
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest HL AssuranceS$637.52S$949.4310
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL AssuranceS$605.65S$949.4310
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL AssuranceS$657.65S$989.1010
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$684.50S$1,055.4410
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$704.63S$1,082.3610
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$669.39S$1,047.7310
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest Great EasternS$983.96S$1,075.089
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,618.49S$1,908.157
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest SompoS$1,048.84S$1,187.338
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,078.29S$1,235.306
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,121.62S$1,367.406
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$1,290.09S$1,388.334
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,680.04S$1,905.382

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Fiat 500 · This table as CSV · Compare with your own details.

Questions people ask

How much is Fiat 500 insurance in Singapore?

From S$637.52 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Fiat 500 1.2 Lounge Glass Roof, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Fiat 500 insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,258.17 a year today at Sompo, 5.1 times the price for a settled driver with a 50% NCD. 7 insurers quote this driver online, against 10 for the settled driver.

How much more is Fiat 500 insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,368.75, 2.1 times the S$637.52 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Fiat 500?

Yes, today: S$1,876.27 a year at 40 against S$3,258.17 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Fiat 500?

HL Assurance is cheapest for 15 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.